Bradford & Bingley plc


RE: BRADFORD & BINGLEY PLC
    USD 50,000,000.00
    MATURING: 11-Oct-2011
    ISSUE DATE: 11-Oct-2006
    ISIN: XS0270854317

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
11-Jan-2007 TO 11-Apr-2007 HAS BEEN FIXED AT 5.450000 PCT

DAY BASIS 90/360

INTEREST PAYABLE VALUE 11-Apr-2007 WILL AMOUNT TO:
USD 1,362.50 PER USD 100,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881



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