SECURITIES
AND EXCHANGE COMMISSION
WASHINGTON,
D. C. 20549
FORM
8-K
CURRENT
REPORT
Pursuant
to Section 13 or 15(d) of the
Securities
Exchange Act of 1934
Date of
Report (Date of earliest event reported): May 12, 2009
HIGHLANDS
BANKSHARES, INC.
(Exact
name of registrant as specified in its charter)
West
Virginia
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0-16761
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55-0650793
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(State
or other jurisdiction of
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(Commission
File Number)
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(I.R.S.
Employer
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Incorporation
or organization
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Identification
No.)
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P.O.
Box 929
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Petersburg,
WV
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26847
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(Address
of principal executive offices)
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(Zip
Code)
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Registrant's
telephone number, including area code (304) 257-4111
Check
the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions:
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____
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Written
communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425
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____
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Soliciting
material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
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____
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Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR
240.14d-2(b))
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____
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Pre-commencement
communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
240.13e-4(c))
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Page
2
Item
8.01 Other
Events
On May
12, 2009, R. Alan Miller, the Principal Financial Officer of Highlands
Bankshares Inc. (“the Company”) and Alan L. Brill, the Secretary of the Company,
made presentations to the assembled shareholders at the Company’s Annual Meeting
of Shareholders. The presentations given to the assembled shareholders are
hereby attached as Exhibits to this Current Report on Form 8-K.
In
accordance with General Instruction B.2 of Form 8-K, this Current Report on Form
8-K, including Exhibit 99.1, shall not be deemed “filed” for the purposes of
Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise
subject to the liability of that section, nor shall it be deemed incorporated by
reference in any filing under the Securities Act of 1933, as amended, except as
shall be expressly set forth by specific reference in such a filing. The
information in this Report will not be deemed an admission as to the materiality
of any information required to be disclosed solely to satisfy the requirements
of Regulation FD.
The items
included in the Exhibits focus on significant results of the Company’s
operations, significant changes in our financial condition or results of
operations for the periods indicated in the discussion, or significant events
which may have influenced past results or may influence future results of
operations. This discussion should be read in conjunction with the Company’s
Annual Report on Form 10-K for the period ended December 31, 2008 and any
subsequent Quarterly Reports on Form 10-Q. Current performance does not
guarantee, and may not be indicative of, similar performance in the
future.
Within
the Exhibits there is a reference to current market price of the Company’s
common stock. This price was provided using a nationally recognized online stock
quote system as of May 11, 2009 and may not include retail mark-ups, mark-downs
or commissions.
Certain
statements in
the Exhibits may constitute “forward-looking statements” within the meaning of
the Private Securities Litigation Reform Act of 1995. Forward-looking
statements are statements that include projections, predictions, expectations or
beliefs about future events or results or otherwise are not statements of
historical fact. Although the Company believes that its expectations
with respect to certain forward-looking statements are based upon reasonable
assumptions within the bounds of its existing knowledge of its business and
operations, there can be no assurance that actual results, performance or
achievements of the Company will not differ materially from any future results,
performance or achievements expressed or implied by such forward-looking
statements. The Company does not update any forward-looking statements that may
be made from time to time by or on behalf of the Company.
Item
9.01 Financial
Statements and Exhibits
Presentations
by Highlands Bankshares Management to assembled shareholders at the Highland
Bankshares Annual Meeting of Shareholders.
Pursuant to the requirements of the
Securities Exchange Act of 1934, the Registrant has duly caused this report to
be signed on its behalf by the undersigned hereunto duly
authorized.
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HIGHLANDS
BANKSHARES, INC.
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(Registrant)
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/s/R. Alan
Miller
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R.
Alan Miller, Finance Officer
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May
13, 2009
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EXHIBIT
INDEX
Exhibit
No.
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Description
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99
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Presentations
by Highlands Bankshares Management to assembled shareholders at the
Highland Bankshares Annual Meeting of
Shareholders.
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