RNS Number:4221I
W.H. Ireland Group PLC
7 March 2003
  
 
 
7 March 2003
 
                             W. H. IRELAND GROUP PLC 
 
                               PRELIMINARY RESULTS 
                         FOR THE YEAR TO 30 NOVEMBER 2002 
 
 
                                    KEY POINTS 
 
 
* Turnover of #6.44 million (2001: #6.97 million) 

* Operating loss of #1.06 million (2001: loss of #0.69 million) 

* Loss before tax of #1.54 million (2001: loss of #0.50 million) 

* Final dividend of 0.5p per share proposed (2001: 1p per share) 

* Scrip dividend scheme proposed, subject to shareholder approval 

* New offices opened in Birmingham, Lancaster and Preston 

* An active year for Corporate Finance with good level of retained income 
  established 

* The Board remains encouraged about the Group's prospects over the medium term 
  but in the shorter term, the Group's performance is geared to a wider recovery 
  in the financial markets.  
 
 
 
Press enquiries: 
 
W.H. Ireland Group plc                                        Tel: 0161 832 6644
Laurie Beevers, Chief Executive                        
David Youngman, Managing Director                      
 
 
                     
 
 
 
W. H. IRELAND - PRELIMINARY RESULTS 2/12
 
Chairman's Statement 
 
Results 
 
In common with many businesses in the stockbroking profession, the Group has
experienced a difficult past two years. During the previous year ended 30
November 2001, we saw a substantial reduction in trading levels, and a number of
factors, including financial scandals, problems in the pensions and life
assurance sectors, and the possible war in Iraq, combined to reduce trading
levels further during the year under review.
 
Against this difficult background, we are pleased to report that the Group's
turnover for the year held up well at #6.44m compared to #6.97m for the same
period last year. However, continued investment in the expansion of our national
network of branches in major cities has kept overheads at similar levels to the
previous year. This resulted in an operating loss of #1.06m for the year against
a loss of #0.69m for the previous year. After charging #213,931 for our share of
the operating losses in the two associates, W.H.I. Securities Pty Limited
("WHIS") and our start-up investment, Ultimate Finance Group plc ("Ultimate"),
and writing off #153,539 from the value of our fixed asset investments, the loss
before tax increased to #1.54m compared to the loss of #0.5m last year. WHIS
traded profitably in the second half although it still made a loss for the
financial year as a whole whilst the operating loss of Ultimate was wholly in
line with our expectations for the first five months' of trading.

Reflecting our strong balance sheet and in acknowledgement of the loyalty of our
shareholders, the Board is proposing a final dividend of 0.5p per share. This
will be payable on 30 May 2003 to all shareholders on the register as at 11
April 2003. This year, subject to shareholders' approval, we intend to introduce
a scrip dividend scheme. This will enable shareholders to elect to receive the
dividend by way of ordinary shares in the company. A letter outlining details of
the scheme is being sent to shareholders with the Report and Accounts and a
resolution seeking its approval at the AGM is set out in the notice of the
meeting. The Board members themselves hold approximately 58.49% of the ordinary
issued share capital of the company as at the date of this report, and intend to
take up the scrip alternative in the event of the scheme being approved.
Branch network

We have made good progress in our ambition to build our presence across major
cities in the UK. During the year we added branches in Birmingham, Lancaster and
Preston. The office in Lancaster commenced trading in February, the Preston
office was opened in September and our Birmingham presence was established in
October. In the current environment, the progress of our branches has been
slower than anticipated, necessitating some consolidation and reorganisation,
but we continue to look forward to their long-term future growth. The total
number of our UK branches now stands at eleven.

Corporate Finance

Our corporate finance department has taken full advantage of being granted
Nominated Adviser ("Nomad") status by the London Stock Exchange in August 2001
and during the year acted as Nomad on two admissions to AIM. In addition, we
acted as Broker in two admissions and were involved in fourteen fundraisings. We
are currently Broker or Nomad to a total of twenty two companies on either AIM
or the Official List and we are adviser to a further five companies whose shares
are traded on OFEX.
 
 
 
W. H. IRELAND - PRELIMINARY RESULTS 3/12
 
Towards the end of the financial year, we took the opportunity to employ a small
team from a corporate finance boutique in Birmingham and established a corporate
finance office in that city. The team is widely known in the Birmingham area and
has already attracted clients to the Group.

Progress

In the first quarter of the current financial year, substantial fee income has
been generated by our corporate finance department which has acted in two
admissions to AIM. In particular, the flotation of Highland Gold Mining Limited,
which operates substantial gold mining interests in Russia, was the largest
mining company to be admitted to AIM and has the second largest market
capitalisation of all companies whose shares are traded on that market. The
increase in the workload of this department supports our decision to expand our
resource in this area and alongside the investment we have made in Birmingham,
we have strengthened our London office team. The corporate finance department
has had a very satisfactory start to the year and now generates substantial
annual retained income for its advisory services.
 
The current volume of equity bargains transacted on the London Stock Exchange is
severely depressed for a number of reasons which have been well documented. At
present, the most significant is the uncertainty of the situation in the Gulf
although general concerns about the global economic outlook continue. As a
result, investor confidence in equity markets is lower than at any time since
the 1973/4 bear market. If the situation in the Gulf is resolved satisfactorily
and quickly, some degree of investor confidence could return to the market.
 
As a result of difficult trading conditions, the Board continues to restructure
the Group's staffing requirement in an effort to bring the cost base to a level
that is appropriate to those revenues that the Board believes are consistently
achievable in the medium term. Further consolidation is taking place within the
profession and we continue to explore every opportunity to improve our market
position and shareholder value.
 

I would like, once again, to thank all the members of the firm for their support
and fortitude in the past year. We look forward to the future knowing that
whatever market conditions may transpire, we continue to work hard in building
the business with the aim of generating profitable growth.
 
 
 
                                                                             
Sir David Trippier RD JP DL MSI  
Chairman                         



 
W. H. IRELAND - PRELIMINARY RESULTS 4/12
 
Consolidated profit and loss account 
for the year ended 30 November 2002 
 

                                                                                                                      
                                                                                     Note    Year ended     Year ended
                                                                                            30 November    30 November
                                                                                                   2002           2001
                                                                                                      #              #
  Group Turnover                                                                              6,438,368      6,968,771

  Administrative expenses                                                                   (7,497,392)    (7,655,891)

  Group operating loss                                                                      (1,059,024)      (687,120)

  Share of operating loss in associates                                                       (142,614)        (4,685)
  Share of non trading decrease in net assets of associates                                    (71,317)              -  
                    
                                                                                            (1,272,955)      (691,805)

  Other interest receivable and similar income                                                  141,063        285,343
  Amounts written off Investments                                                             (153,539)              -
  Interest payable and similar charges                                                        (253,582)       (94,839)

  Loss on ordinary activities before taxation                                               (1,539,013)      (501,301)

  Tax on loss on ordinary activities                                                    1      (12,988)         21,892

  Loss on ordinary activities after taxation                                                (1,552,001)      (479,409)

  Dividends on equity shares                                                            2     (145,830)      (283,448)

  Retained loss for the year for group                                                      (1,697,831)      (762,857)

  Earnings per share (in accordance with FRS 14)                                                                      
  Basic                                                                                 3    (10.84) p        (3.45) p
  Diluted                                                                               3     (10.50) p       (3.29) p

  Headline earnings per share (in accordance with guidelines issued by UK 
  Society of Investment Professionals)                                                                                  
     
  Basic                                                                                 3     (10.12) p       (3.21) p
  Diluted                                                                               3      (9.81) p       (3.07) p
 
All turnover relates to continuing operations.  
 
 
 
 
 
W. H. IRELAND - PRELIMINARY RESULTS 5/12
 
Statement of total recognised gains and losses
for the year ended 30 November 2002 
 
                                                                                                                      
                                                                                            Year ended      Year ended
                                                                                           30 November     30 November
                                                                                                   2002           2001
                                                                                                      #              #
  Loss for the financial year before dividends                                              (1,552,001)      (479,409)
  Dividends                                                                                   (145,830)      (283,448)

  Loss for the financial year                                                               (1,679,831)      (762,857)

  Unrealised (deficit) / surplus on revaluation of fixed asset investments                    (176,712)        473,186  
  Realised surplus on revaluation of fixed asset investments                                          -        690,739
  Taxation refund on previous year's realised surplus on revaluation of fixed asset                                   
  investments                                                                                   171,320              -
  Taxation on current years realised surplus on revaluation of fixed asset investments                -      (207,221)  
  Foreign exchange difference on the carrying value of the Joint Venture                              -        (2,866)  
  Non trading increase in net assets of associates                                               15,844              -

  Total recognised (loss) / gain for the year                                               (1,687,379)        190,981

  Prior period adjustment                                                                                    2,403,941

  Total gains and losses recognised since last annual report                                                 2,594,922
 
 
Note of historical cost profits and losses
for the year ended 30 November 2002 
                                                                                                                      
                                                                                             Year ended     Year ended
                                                                                            30 November    30 November
                                                                                                   2002           2001
                                                                                                      #              #

  Reported loss on ordinary activities before tax                                           (1,539,013)      (501,301)

  Realisation of fixed asset investment revaluation gains                                       377,950        690,739

  Historical cost profit on ordinary activities before taxation                             (1,161,063)        189,438  
                                                                                            
  Historical cost loss retained for the year after the provision for taxation            
  and dividends                                                                             (1,148,561)      (279,339)  
                       
 

 
W. H. IRELAND - PRELIMINARY RESULTS 6/12
 
Consolidated balance sheet 
at 30 November 2002 
 
                                                                                                                      
                                                        Note           2002           2002            2001        2001
                                                                          #              #               #           #
  Fixed assets                                                                                                        
  Intangible assets                                                              1,852,672                   1,955,614
  Tangible assets                                          4                     4,962,955                     925,669
  Investments                                              5                     2,453,729                   3,189,874
  Investments in associates and joint ventures             5                       401,528                      49,914  
                                                           
                                                                                 9,670,884                   6,121,071

  Current assets                                                                                                      
  Debtors                                                        28,793,806                     45,327,003            
  Investments                                                        17,563                         21,567            
  Cash at bank and in hand                                        3,005,014                      5,962,490            

                                                                 31,816,383                     51,311,060            

  Creditors: amounts falling due within one year               (30,008,821)                   (48,512,562)              
                                        
                                                                           
  Net current assets                                                             1,807,562                   2,798,498

  Total assets less current liabilities                                         11,478,446                   8,919,569

  Creditors: amounts falling due after more than one                                                                  
  year                                                                         (5,114,664)                   (868,408)

  Net assets                                                                     6,363,782                   8,051,161


  Capital and reserves                                                                                                
  Called up share capital                                                          945,578                     945,578
  Shares to be issued                                                              425,000                     425,000
  Share premium account                                                          1,299,984                   1,299,984
  Investment revaluation reserve                                                 2,322,465                   2,877,127
  Other reserves                                                                   544,634                     544,634
  Profit and loss account                                                          826,121                   1,958,838

  Equity shareholders' funds                                                     6,363,782                   8,051,161


 

W. H. IRELAND - PRELIMINARY RESULTS 7/12
 
Consolidated cash flow statement 
for the year ended 30 November 2002 
 
                                                                                Year ended       Year ended
                                                                               30 November      30 November
                                                                                       2002            2001
                                                                                          #               #

            Net cash (outflow)/ inflow from operating activities                (1,885,264)         570,542

            Returns on investments and servicing of finance                       (107,180)         200,513
            Taxation                                                              (168,909)       (701,175)
            Capital expenditure and financial investment                        (3,967,888)          30,747
            Acquisitions and disposals                                            (549,701)       (425,000)

            Cash inflow before management of liquid resources and financing     (6,678,942)       (324,373)             
            Equity dividends paid                                                 (215,773)       (265,061)
            Financing                                                             3,937,239         (5,394)

            Decrease in cash in the period                                      (2,957,476)       (594,828)
 


Reconciliation of movements in equity shareholders' funds 
for the year ended 30 November 2002 
                                                                                                                      
                                                                         Group          Group     Company      Company
                                                                          2002           2001        2002         2001
                                                                             #              #           #            #

  Loss for the financial year before dividends                     (1,552,001)      (479,409)   (149,057)      291,472
  Dividends                                                          (145,830)      (283,448)   (145,830)    (283,448)

  Loss for the financial year                                      (1,697,831)      (762,857)   (294,887)        8,024

  New share capital subscribed (net of issue costs)                          -        265,624           -      491,957
  Shares to be issued                                                        -        425,000           -      425,000
  (Deficit) / surplus on Investment revaluation reserve              (261,877)      1,163,925    (88,986)            -  
  Surplus on Property revaluation reserve                               85,165              -           -            -
  Tax in respect of current year realised surplus on revaluation             -      (207,221)           -            -  
  Tax refund in respect of previous year's realised surplus on                                           -           -
  revaluation reserve                                                  171,320              -                         
  Foreign exchange difference on carrying value of the joint                                                          
  venture                                                                    -        (2,866)            -           -
  Non trading increase in net assets of associates                      15,844              -            -           -

                                                                   (1,687,379)        881,605   (383,873)      924,981

  Opening equity shareholders' funds                                 8,051,161      7,169,556   3,280,881    2,355,900

  Closing equity shareholders' funds                                 6,363,782      8,051,161   2,897,008    3,280,881
 


 
W. H. IRELAND - PRELIMINARY RESULTS 8/12
 

Notes to the preliminary statement

1.     Taxation

                                                                                                                      
                                                                      Year ended 30 November    Year ended 30 November
                                                                                        2002                      2001
                                                                                           #                         #

  UK corporation tax at 30% (2001: 30%)                                                                               
  Current tax on income for the period                                             (265,156)                    14,570
  Offset against prior year realised gains on investments                            171,320                         -
  Offset against current year's realised gains on investments                        106,824                         -
  Group relief surrendered and paid for                                                    -                  (36,462)

  Charged/(credited) to profit and loss account                                       12,988                  (21,892)


  Corporation tax payable on realised investment gains at 30%                        106,824                   170,759
  Losses utilised against this year's realised investment gains                    (106,824)                         -
  Losses utilised against previous year's realised investment gains                (171,320)                         -
  Group relief received and paid for                                                       -                    36,462

  (Credited)/charged to reserves                                                   (171,320)                   207,221


                                                                      Year ended 30 November    Year ended 30 November
  Factors affecting current tax charge in the year                                      2002                      2001
                                                                                           #                         #

  Loss on ordinary activities before tax                                         (1,539,013)                 (501,301)

  Tax on loss on ordinary activities at 30%                                        (461,703)                 (150,390)
  Depreciation in excess of capital allowances                                        31,085                    28,815
  Expenses not deductible for tax purposes                                            67,651                  (63,702)
  Marginal relief                                                                      (508)                         -
  Offset of losses in prior year                                                     171,320                         -
  Increase in losses carried forward                                                       -                     4,282
  Offset of losses in reserves                                                       106,824                         -
  Other timing differences                                                            17,406                     1,959
  Effects of consolidation                                                            80,913                   157,144

  Current tax charged/(credited) to profit and loss account                           12,988                  (21,892)
 

As at 30th November 2002 there were unprovided deferred tax asset balances of
#18,286 (2001: asset of #8,945 and liability of #5,264) in relation to
accelerated capital allowances and #34,355 (2001: #7,431) in relation to other
short term timing differences. The deferred tax assets have not been recognised
as they are not expected to crystallise in the foreseeable future and the 2001
liability has not been considered material enough to require recognition. 
 
 
 

W. H. IRELAND - PRELIMINARY RESULTS 9/12
 
Notes to the preliminary statement (continued)

2.     Dividends and other appropriations

                                                                                       
                                                             Year ended      Year ended
                                                             30 November    30 November
                                                                    2002           2001
                                                                       #              #
       Equity shares:                                       
       Interim dividend paid                                      71,924        139,599
       Final dividend proposed                                    73,906        143,849

                                                                 145,830        283,448
 

3.     Earnings per share

                                                                                                                      
                                                            Year ended 30 November 2002    Year ended 30 November 2001

  Loss for the year used for the basic calculation                          (1,552,001)                      (479,409)
  Goodwill amortisation                                                         102,942                         33,006

  Loss for the year used in the 'headline earnings'                                                                   
  calculation under the guidelines issued by the UK                                                                   
  Society of Investment Professionals                                       (1,449,059)                      (446,403)

  Weighted average number of shares used in the basic                                                                 
  calculation                                                                14,321,754                     13,897,535
  Weighted average number of options outstanding for the                        
  period                                                                        453,997                        661,732  
                                   

  Weighted average number of shares used in the diluted                                                               
  calculations                                                               14,775,751                     14,559,267


4.     Tangible fixed assets
                                                                                                             
                                                                      Computers,               
                                        Freehold       Motor        fixtures and                          
                                        Property    vehicles            fittings        Total 
           Group                               #           #                   #            # 

           Cost                                                                                              
           At beginning of year                 -     320,868          1,250,444   1,571,312
           Additions                    4,079,835     131,669            126,813   4,338,317
           Adjustment on revaluation       85,165           -                  -      85,165
           Disposals                            -    (95,637)           (85,581)   (181,218)

           At end of year               4,165,000     356,900          1,291,676   5,813,576

           Depreciation                                                                                      
           At beginning of year                 -     102,528            543,115     645,643
           Charge for year                      -      81,080            262,266     343,346
           On disposals                         -    (52,786)           (85,582)   (138,368)

           At end of year                       -     130,822            719,799     850,621





W. H. IRELAND - PRELIMINARY RESULTS 10/12

Notes to the preliminary statement (continued)

 

                                                                                               
 Net book value                                                       
 At 30 November 2002                    4,165,000     226,078            571,877   4,962,955 

 At 30 November 2001                          Nil     218,340            707,329     925,669
 
Assets purchased under finance leases and hire purchase contracts included 
in the above:-
     
                                                                                         
                                                                    Computers,                                          
                                        Freehold       Motor     fixtures and
                                        Property    vehicles        fittings          Total 
                                                                                       
Net book value                                         

 At 30 November 2002                         Nil      51,423              Nil         51,423 

 At 30 November 2001                         Nil      53,275              Nil         53,275
 

5.     Fixed asset investments

                                                                                                                      
                                    Investment in own shares    Unquoted investments    Quoted investments             
                                                                                                                Total 
                                                          #                       #                     #           # 
  Group                                                                                                               
  Cost or valuation                                                                                                   
  At beginning of year                                31,130                  75,057             3,083,687   3,189,874
  Additions                                            8,203                       -               138,078     146,281
  Revaluation adjustment                                   -                       -             (261,877)   (261,877)
  Diminution in investment value                           -                       -             (153,539)   (153,539)
  Disposals                                          (4,626)                       -             (462,384)   (467,010)

  At end of year                                      34,707                  75,057             2,343,965   2,453,729

 
In the consolidated financial statements, the interests in the associated
undertakings are accounted for using the equity method. In the company financial
statements the interests in the associated undertakings are accounted for at
cost. 

                                                                                                                      
                                                        Interest in             Interest in                            
                                                         Associated             Associated                           
                                  Subsidiary           undertakings           undertakings        Quoted              
                                undertakings               (Quoted)             (Unquoted)    Investments        Total 
                                           #                      #                      #              #            # 
  Company                                                                                                             
  Cost or valuation                                                                                                   

  At beginning of year              1,994,041                      -                 57,465              -    2,051,506
  Additions                             9,999                549,701                      -         77,000      636,700
  Revaluation                                                                                                         
  Adjustment                                -               (97,024)                      -          8,039     (88,985)
  Disposals                                 -                      -                      -       (62,538)     (62,538)
                                                                                                             
  At end of year                    2,004,040                452,677                 57,465         22,501    2,536,683



 
W. H. IRELAND - PRELIMINARY RESULTS 11/12

Notes to the preliminary statement (continued)

 
Certain quoted investments in the company's balance sheet are currently valued
below cost. This is considered to be temporary reduction and not a permanent
diminution in value and thus the relevant amount has been debited to the
investment revaluation reserve, thus creating a debit balance on that reserve.
The undertakings in which the group's and company's interest at the year end is
more than 20% are as follows

                                                                                                                      
                                        Country of        Principal       Class and percentage               
                                     incorporation         activity           of shares held                  
                                                                              Group        Company 
  Subsidiary undertakings                                                                                             

  W H Ireland Limited                  England and      Stockbroking Ordinary shares Ordinary shares 
                                             Wales                              100%            100%
  W H I Leasing Limited                England and           Leasing Ordinary shares Ordinary shares 
                                             Wales                              100%            100%
  W H Ireland (Financial               England and           Dormant Ordinary shares Ordinary shares 
  Services) Limited                          Wales                              100%            100%                    
  Readycount Limited                   England and          Property Ordinary shares Ordinary shares 
                                             Wales                              100%            100%
  Stockholm Investments                England and        Investment Ordinary shares Ordinary shares 
  Limited                                    Wales       consultancy            100%            100%                    
  W H Ireland (Stockbrokers)           England and           Dormant Ordinary shares Ordinary shares
  Limited                                    Wales                              100%            100%                    
  W H Ireland Nominees                 England and           Nominee Ordinary shares                          
  Limited                                    Wales                              100%               -
  W H Ireland Trustees                 England and           Trustee Ordinary shares                          
  Limited                                    Wales                              100%               -
  Fitel Nominees Limited               England and           Nominee Ordinary shares                          
                                             Wales                              100%               -

  Associated undertakings -                                                                                           

  W H I Securities Pty Limited           Australia      Stockbroking Ordinary shares Ordinary shares 
                                                                              34.22%          34.22%
  Ultimate Finance Group                        UK      Debt Factoring Ordinary shares Ordinary shares
  PLC                                                                         26.88%          26.88%
 

  Employee benefit trust  
 
                                                                                        
                                                                        2002        2001
                                                                           #           #
  Cost                                                    
  At beginning of period                                               31,130      40,286
  Additions                                                             8,203      27,324
  Transfers to participants                                           (4,626)    (36,480)

  At end of period                                                    34,707      31,130

  Amounts written off                                     
  Beginning and end of period                                              -           -

  Net book value as at 30 November                                    34,707      31,130




W. H. IRELAND - PRELIMINARY RESULTS 12/12

Notes to the preliminary statement (continued)

 
The W. H. Ireland Employee Benefit Trust was established in October 1998 for the
purpose of holding and distributing shares in the company for the benefit of the
employees. All costs of the Trust are borne by W. H. Ireland Limited. At 30
November 2002, the trust held 89,963 shares in the company (2001: 67,315),
representing 0.62% of the called up share capital (2001: 0.47%). The maximum
number held at any time during the year was 89,963. The nominal value of shares
purchased in the year was #1,875 and the aggregate consideration paid by the
company was #37,500.
 
Associated undertakings and joint ventures 
On 31st October 2000 a joint venture was set up in Australia by the
incorporation of a company called W.H.I. Securities Pty Limited. W.H. Ireland
Group plc originally owned a 50% interest in this company which was accounted
for as a joint venture. On 12th December 2001 this stake was diluted to 45% by
the issue of 33,333 new shares to a third shareholder, and the stake was further
diluted to 34.22% on 25th November 2002 by the issue of 105,042 shares to a
fourth shareholder. Accordingly this company is now treated as an associate in
these accounts. On 12th June 2002 Ultimate Finance Group plc was admitted to AIM
and started trading as a cash flow finance group from that date. W. H. Ireland
Group plc has a 26.88% interest in the shares of that company which accordingly
has been treated as an associate in these accounts.

The following figures are taken from the audited accounts of W.H.I. Securities
Pty Limited for the year ended 30th November 2002 and from the un-audited
management accounts of Ultimate Finance Group plc for the five months trading
period ended 30th November 2002. Ultimate Finance Group plc has a year end of
30th June.

                                                                                                                      
                                                                                 Total    Joint Venture    Associates 
                                                                                     #                #             # 

  Cost or share of net assets at beginning of period                            49,914           49,914             - 
  Additions                                                                    549,701                -       549,701 
  Reclassification                                                                   -         (49,914)        49,914 
  Share of net losses                                                        (142,614)                -     (142,614) 
  Non trading decrease in net assets written off to profit and loss                                                   
  account                                                                     (71,317)                -      (71,317) 
  Non trading increase in net assets taken to reserves                          15,844                -        15,844 

  At end of period                                                             401,528                -       401,528 
 

6.     Financial Information 
 
The financial information is this press release, which has not been audited,
does not constitute Statutory Accounts within the meaning of Section 240 of the
Companies Act 1985.
 
The Annual Report and Accounts for the year ended 30 November 2002 will be
delivered to the Registrar of Companies following the company's Annual General
Meeting. Accounts for the year ended 30 November 2001 have been filed with the
Registrar of Companies, and these accounts contained an unqualified audit report
and did not contain any statements under Section 237 (2) or (3) of the Companies
Act 1985. 
 

                      This information is provided by RNS
            The company news service from the London Stock Exchange
END
FR UNRWRORRORAR