More Consumer Loan-Backed Deals Emerge Before TALF Deadline
September 30 2009 - 4:30PM
Dow Jones News
Issuers are still tapping the consumer loan-backed bond market
ahead of the eighth loan application deadline for a Federal Reserve
program on Friday.
Deals worth $6.5 billion have surfaced ahead of the deadline for
the central bank's Term Asset-Backed Securities Loan Facility, or
TALF. This is lower than the issuance seen in the last round of
such applications, when issuance stood at about $15 billion.
This time round, John Deere Owner Trust has a $726.86 million
deal, Mercedes-Benz Financial has a $1.08 billion bond, Citi
Financial Auto has a $1.40 billion auto-sector deal and Ford Motor
Co. (F) has a $1.5 billion deal.
Among other issuers are BMW AG (BMW.XE) with a $550 million
bond, American Home Mortgage Servicing Inc. with a $600 million
deal and Harley-Davidson Inc. (HOG) with a $700 million bond.
The emergence of such deals just before the loan deadline has
become a pattern since the Fed set up the facility in March this
year. The program has helped prop up this market, with more than
$100 billion in asset-backed securities sold so far this year. Most
of these were eligible for cheap funding for investors through the
program.
The attractive terms of non recourse TALF loans, where investors
can walk away from the loans if anything goes awry, has drawn them
to the securitization market. The ABS market virtually shut down
after the collapse of Lehman Bros.
The Fed's program has rejuvenated this portion of the credit
market and the central bank has extended the program past its
initially scheduled expiration at the end of this year to ensure
its vitality.
TALF was also extended to include existing and new commercial
mortgage bonds. The loan application deadline for that portion of
the program differs from the asset-backed securities part. The next
loan application for CMBS is Oct. 21.
For the consumer loan-backed deals, the ninth deadline is Nov.
3.
-By Anusha Shrivastava, Dow Jones Newswires; 212-416-2227;
anusha.shrivastava@dowjones.com