FISV Fiserv Inc

J.P. Morgan Securities LLC

TD Securities (USA) LLC

U.S. Bancorp Investments, Inc.

BofA Securities, Inc.

MUFG Securities Americas Inc.

PNC Capital Markets LLC

Truist Securities, Inc.

Wells Fargo Securities, LLC

Deutsche Bank Securities Inc.

BMO Capital Markets Corp.

Capital One Securities, Inc.

Mizuho Securities USA LLC

NatWest Markets Securities Inc.

Santander US Capital Markets LLC

Scotia Capital (USA) Inc.

Fifth Third Securities, Inc.

Huntington Securities, Inc.

KeyBanc Capital Markets Inc.

Comerica Securities, Inc.

Siebert Williams Shank & Co., LLC

WauBank Securities LLC

At any time prior to February 15, 2027, make-whole call as set forth in the preliminary prospectus supplement (T+12.5 bps).

At any time on or after February 15, 2027, at 100% of the principal amount plus accrued and unpaid interest to, but not including, the redemption date as set forth in the preliminary prospectus supplement.

At any time prior to January 15, 2031, make-whole call as set forth in the preliminary prospectus supplement (T+20 bps).

At any time on or after January 15, 2031, at 100% of the principal amount plus accrued and unpaid interest to, but not including, the redemption date as set forth in the preliminary prospectus supplement.

At any time prior to December 15, 2033, make-whole call as set forth in the preliminary prospectus supplement (T+20 bps).

At any time on or after December 15, 2033, at 100% of the principal amount plus accrued and unpaid interest to, but not including, the redemption date as set forth in the preliminary prospectus supplement.

Note: A securities rating is not a recommendation to buy, sell or hold securities and may be subject to revision or withdrawal at any time.

Note: The Issuer expects to deliver the notes against payment for the notes on the fifth business day following the Trade Date (“T+5”). Under Rule 15c6-1 of the Exchange Act, trades in the secondary market generally are required to settle in two business days, unless the parties to a trade expressly agree otherwise. Accordingly, purchasers who wish to trade notes prior to the second business day prior to the date of delivery, by virtue of the fact that the notes initially will settle in T+5, may be required to specify alternative settlement arrangements to prevent a failed settlement. Purchasers of the notes who wish to trade the notes during the period described above should consult their own advisors.