The Governor and Company of the Bank of Scotland




RE: The Governor & Company of the Bank of Scotland
    USD 450,000,000.00
    MATURING: 22-Nov-2012
    ISSUE DATE: 22-Nov-2002
    ISIN: XS0158462324

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
22-Aug-2007 TO 23-Nov-2007 HAS BEEN FIXED AT 5.995000 PCT

DAY BASIS 93/360

INTEREST PAYABLE VALUE 23-Nov-2007 WILL AMOUNT TO:
USD 15.49 PER USD 1,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855
FAX: 44 20 7508 3866
Email: rate.fixing@citigroup.com
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