BRADFORD & BINGLEY PLC


RE: Bradford & Bingley Plc
    GBP 11,628,000.00
    MATURING: 21/Mar/2011
    ISSUE DATE: 20/Sep/2005
    ISIN: XS0230455163

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
21/Mar/2007 TO 21/Jun/2007 HAS BEEN FIXED AT 5.643750 PCT.

DAY BASIS 92/365

INTEREST PAYABLE VALUE 21/Jun/2007 WILL AMOUNT TO
GBP 14.23 PER GBP 1,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 (0)20 7508 3858/3855
FAX: 44 (0)20 7508 3881
Email: rate.fixing@citigroup.com



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