UPDATE:Intesa Sanpaolo, UniCredit Set Cap Strengthening Moves
September 29 2009 - 2:17PM
Dow Jones News
In a widely expected move, Italy's two largest banks - Intesa
Sanpaolo SpA (ISP.MI) and UniCredit SpA (UCG.MI) - Tuesday
announced capital-strengthening plans and decided not to seek
expensive Italian government-sponsored bonds, reflecting the
improved condition of the banking sector and capital markets.
The moves by UniCredit and Intesa Sanpaolo follow French BNP
Paribas' (BNP.FR) decision to launch a EUR4.3 billion rights issue
to buy out the French government's stake, making it that country's
first bank to reimburse state funding issued at the height of the
financial crisis.
Intesa Sanpaolo, Italy's largest retail bank, said a Tier 1
hybrid bond worth up to EUR1.5 billion would strengthen its capital
ratios and would be strong enough to meet with future Basel II
regulatory changes. It added that it will also speed up
capital-management actions on non-core assets as set out in its
business plan. According to people with knowledge of the situation,
in future weeks Intesa Sanpaolo could sell its custodial operations
as well as a majority stake of asset-management company Banca
Fideuram.
The chairman of Intesa Sanpaolo management board, Enrico Salza,
said that the bank doesn't need to sell its non-core asset at any
cost. "We have to sell at the right price," he said.
The bank said in its statement that the move was made "in light
of better trends in the group’s performance and the economic
scenario than those foreseeable at the beginning of the year."
The decision not to use state-aid packages was widely expected
by investors because of the high cost of this type of financial
instrument and their list of restrictions that come with them, such
as on dividends and bonuses. Only two Italian banks, Banco Popolare
(BP.MI) and Banca Popolare di Milano (PMI.MI), have received
government sponsored bonds.
Separately, UniCredit, Italy's largest bank by market
capitalization, said Tuesday it is launching a EUR4 billion rights
issue to boost its capital ratios to 7.65% as of the end of
December, according to a Dow Jones calculation, adding that its
board approved a "future EUR2 billion capital increase" at its unit
Bank Austria, the bank that controls UniCredit's Central and
Eastern Europe operations.
When UniCredit announced its second-quarter results, it said its
core Tier 1 ratio at the end of June was 6.85%, while its Tier 1
ratio was 7.66%.
JP Morgan analysts Tuesday said in a report that a UniCredit
EUR4 billion capital hike was "not a big deal," as they believed
that raising capital now represents a positive management
shift.
The move comes at a time of improving financial prospects for
European banks and is the latest example of how they are trying to
shake free of or avoid state aid. The process is already well under
way in the U.S., where banks including J.P. Morgan Chase & Co.
(JPM), Goldman Sachs Group Inc. (GS) and Morgan Stanley (MS) have
repaid bailout cash.
UniCredit has a market value of EUR47 billion, while Intesa is
at EUR36 billion.
Company Web site: http://www.unicreditgroup.eu
http://www.intesasanpaolo.com
-By Sabrina Cohen, Dow Jones Newswires, +39 02 5821 9906;
sabrina.cohen@dowjones.com
(Milena Vercellino in Turin contributed to this article.)