RNS Number:5318K
Retail Decisions PLC
30 April 2003




                            RETAIL DECISIONS PLC



RETAIL DECISIONS TO PROVIDE FRAUD PREVENTION CHECKING FOR PAYSYSTEM'S 10,000+
                     ON-LINE CUSTOMERS IN 79 COUNTRIES



Retail Decisions (ReD), an international provider of payment card fraud
prevention and value added transaction services, is to supply PaySystems
Corporation, a leading provider of end-to-end payment  processing solutions for
online and point of sale merchants, with ReD's global e-commerce fraud detection
and prevention service, ebitGuard. The service will help protect PaySystem's
10,000+ online merchants in 79 countries by checking transactions in real-time.



PaySystems processes over US$1 billion per year and the two companies anticipate
that up to one million transactions per month will be screened by the ebitGuard
service.  ReD will receive a fee for every transaction processed by ebitGuard.



Kevin Lavigne, Director of Risk Management for PaySystems said,



"To help manage its enormous growth, PaySystems decided to enhance its fraud
screening capabilities. The search led to Retail Decisions, which offered the
best real-time decision platform in the industry. With our substantial base of
domestic and international merchants, PaySystems needed a risk management
partner with experience and expertise in preventing fraud on a global level.
Retail Decisions' ebitGuard service offers us a proven, effective fraud
prevention service for online payments-wherever the transaction originates 
from."



Carl Clump, CEO of Retail Decisions said,



"Fraud is increasing on a global basis and one of the major drivers is the
card-not-present environment. With operations in North America, Europe, South
Africa and Australia, Retail Decisions' learns from each of the geographies that
we are in, and we are able to apply that knowledge to benefit our clients,
wherever they do business.  Retail Decisions was selected because of our ability
to provide international, 24x7, sophisticated on-line fraud detection and
prevention."



30 April 2003


Enquiries


Retail Decisions plc                                      Tel: 01483 728700
Carl Clump, Chief Executive
William Good, Finance Director


College Hill                                              Tel: 020 7457 2020
Adrian Duffield
Clare Warren






NOTES TO EDITORS



About PaySystems Corporation

PaySystems supplies complete payment processing solutions to merchants around
the world. PaySystems is a pioneer in the development of web based payment
processing for online merchants and was amongst the first to enable
multi-currency, non-signature online credit card transactions. The PaySystems
service is used by thousands of merchants worldwide and allows them to maximize
online sales all the while minimizing fraud risk, overhead and technical issues.
PaySystems is approved by over 20 major banks around the world and processes
over $1 billion per year. The company services over ten thousand merchant
customers in 79 countries. PaySystems is privately owned and offers its world
class payment processing solutions through its offices in the United States,
Canada and Europe. For more information, please visit the company's Web site at
www.PaySystems.com.





About Retail Decisions

Retail Decisions (ReD) is an international electronic payment transaction
services business that provides fraud prevention, enterprise-class payment
processing and value-added transaction and consulting services to the finance,
telecommunications, retail and e-commerce sectors.  ReD is able to predict and
prevent payment card fraud, process high volumes of credit card and electronic
check transactions and has a platform for a full range of transaction based
value-added services.



In 2002, ReD processed in excess of 1.5 billion transactions, an increase of 45
percent over 2001, and stopped an estimated 4.6 million fraudulent transactions.
  ReD has more than 15 years experience in credit card risk management and
payment processing services in the US.  ReD has operations in the United States,
Europe, South Africa and Australia.  Retail Decisions is publicly traded on the
official list of the London Stock Exchange under the trading symbol, "RTD".



ebitGuard is a fully managed (outsourced), multi-dimensional fraud prevention
service that detects fraud and minimizes charge backs with a combination of
merchant-specific velocity and compound rules, screening databases containing
millions of compromised and excessively charged-backed cards, neural technology
and human insight. Managed and monitored 24 x 7 by a team of experienced risk
analysts, ebitGuard provides a real-time risk assessment recommendation while
helping retailers to find a favourable balance between preventing bad
transactions and maximizing good transactions.


                      This information is provided by RNS
            The company news service from the London Stock Exchange
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