Equity Release Funding No.4




RE: EQUITY RELEASE FUNDING NO.4 PLC
    GBP 125,000,000.00
    MATURING: 30-Jul-2039
    ISSUE DATE: 30-Jul-2004
    ISIN: XS0197423188

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
30-Apr-2007 TO 30-Jul-2007 HAS BEEN FIXED AT 5.976250 PCT

DAY BASIS 91/365

INTEREST PAYABLE VALUE 30-Jul-2007 WILL AMOUNT TO:
GBP 54.26 PER GBP 3,642.00 DENOMINATION

GBP 108.53 PER GBP 7,284.00 DENOMINATION.

GBP 1,085.29 PER GBP 72,840.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855
FAX: 44 20 7508 3866
Email: rate.fixing@citigroup.com
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