UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549 
____________________________________________
FORM 11-K
____________________________________________
x
ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
 
For the plan year ended December 31, 2014
o
TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
 
For transition period from              to             
 
Commission File Number 001-35871

A.    Full title of the plan and the address of the plan, if different from that of the issuer named below:

Westbury Bank 401(K) Profit Sharing Plan
200 South Main Street
West Bend, WI 53095

B.    Westbury Bank
200 South Main Street
West Bend, WI 53095





Westbury Bank 401(k) Profit Sharing Plan



Contents
 
Report of Independent Registered Public Accounting Firm
1
 
 
Financial Statements
 
   Statements of Net Assets Available for Benefits
2
   Statement of Changes in Net Assets Available for Benefits
3
   Notes to Financial Statements
4-11
Schedule H, line 4i Schedule of Assets
12
Exhibit Index
 
23.1 Consent of Independent Registered Accounting Firm
13







REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM


To the 401(k) Plan Sponsor Committee
Westbury Bank 401(k) Profit Sharing Plan
West Bend, Wisconsin

We have audited the accompanying statements of net assets available for benefits of Westbury Bank 401(k) Profit Sharing Plan (the Plan) as of December 31, 2014 and 2013, and the related statement of changes in net assets available for benefits for the year ended December 31, 2014. These financial statements are the responsibility of the Plan's management. Our responsibility is to express an opinion on these financial statements based on our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.

In our opinion, the financial statements referred to above present fairly, in all material respects, the net assets available for benefits of the Plan as of December 31, 2014 and 2013, and the changes in net assets available for benefits for the year ended December 31, 2014, in conformity with accounting principles generally accepted in the United States of America.

The supplemental information in the accompanying schedule of Schedule H, Line 4i, Schedule of Assets (Held at End of Year), as of December 31, 2014 has been subjected to audit procedures performed in conjunction with the audit of the Plan's financial statements. The supplemental information is presented for the purpose of additional analysis and is not a required part of the basic financial statements but is supplementary information required by the Department of Labor's Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. The supplemental information is the responsibility of the Plan's management. Our audit procedures included determining whether the supplemental information reconciles to the financial statements or the underlying accounting and other records, as applicable and performing procedures to test the completeness and accuracy of the information presented in the supplemental information. In forming our opinion on the supplemental information in the accompanying schedule, we evaluated whether the supplemental information, including its form and content, is presented in conformity with the Department of Labor's Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. In our opinion, the supplemental information is fairly stated in all material respects in relation to the financial statements as a whole.


McGladrey LLP

Indianapolis, Indiana
June 22, 2015


1





Westbury Bank 401(k) Profit Sharing Plan
 
 
 
 
 
Statements of Net Assets Available for Benefits
 
 
December 31, 2014 and 2013
 
 
 
 
 
 
2014
2013
Assets
 
 
 
 
 
Investments at fair value:
 
 
Shares of registered investment companies
$
8,422,647

$
8,748,428

Shares of company stock - unitized
1,056,971

1,031,285

Collective investment trust
1,100,657

1,435,865

 
10,580,275

11,215,578

Receivables:
 
 
   Notes receivable from participants
10,244

26,367

 
10,244

26,367

 
 
 
Net assets available for benefits
10,590,519

11,241,945

 
 
 
Adjustment from fair value to contract value for
 
 
fully benefit-responsive investment contracts
(15,308
)
(11,432
)
 
 
 
Net assets available for benefits
$
10,575,211

$
11,230,513

 
 
 
See Notes to Financial Statements.
 
 

2




Westbury Bank 401(k) Profit Sharing Plan
 
 
 
Statement of Changes in Net Assets Available for Benefits
 
Year Ended December 31, 2014
 
 
 
 
 
 
2014
Additions
 
Investment income:
 
Net appreciation in fair value of:
 
Shares of registered investment companies
$
923

Shares of company stock - unitized
155,617

Collective investment trust
12,271

Interest and dividends
571,048

Total investment income
739,859

 
 
Interest income on notes receivable from participants
605

Contributions:
 
    Participant
395,477

    Employer
175,220

Total contributions
570,697

 
 
Total additions
1,311,161

Deductions

Benefits paid to participants
1,925,963

Administrative expenses
40,500

Total deductions
1,966,463

 

Net decrease
(655,302
)
 

Net assets available for benefits:

    Beginning of year
11,230,513

 

     End of year
$
10,575,211

 
 
See Notes to Financial Statements.
 


3

Westbury Bank 401(k) Profit Sharing Plan
Notes to Financial Statements




Note 1. Description of Plan

The following description of the Westbury Bank 401(k) Profit Sharing Plan (the Plan) provides only general information. Participants should refer to the Plan agreement for a more complete description of the Plan’s provisions.

General: The Plan is a defined contribution plan covering all employees of Westbury Bank (the Company) who, effective January 1, 2012, have completed six months of service and are age 21 or older. Prior to January 1, 2012, employees were required to complete one year of service. The Plan is subject to the provisions of the Employee Retirement Income Security Act of 1974 (ERISA).

Contributions: Each year, participants may contribute up to the maximum percentage allowable, not to exceed certain limits, as defined in the Plan, and provided these contributions will not cause the Plan to exceed the discrimination limits. If participant contributions cause the Plan to exceed the 401(k) discrimination limits, excess contributions will be refunded to participants. The Plan has an automatic deferral feature whereby the Company automatically withholds 3% of compensation from eligible employees each payroll period and contributes that amount to the Plan as an elective deferral unless the employee makes a contrary election. The automatic deferral increases one percent each year until six percent is reached. Participants who have reached age 50 before the end of the Plan year are eligible to make catch-up contributions. Participants may also contribute amounts representing distributions from other qualified defined benefit or defined contribution plans. The Company has elected to make a safe harbor matching contribution equal to 100 percent of participant contributions up to the first 1 percent of participant compensation contributed to the Plan plus 50 percent of the next 5 percent of participant compensation contributed to the Plan. The Company may also contribute, on a discretionary basis, a profit sharing contribution. For 2013 and 2014, the Company made no such profit sharing contribution. Contributions are subject to certain limitations.

Participant Accounts: Each participant’s account is credited with the participant’s contribution and allocations of (a) the Company’s contributions and (b) Plan earnings and charged with an allocation of administrative expenses. Allocations are based on participant earnings or account balances, as defined. The benefit to which a participant is entitled is the benefit that can be provided from the participant’s vested account.

Vesting: Participants are immediately vested in their contributions plus actual earnings thereon. Vesting in the Company’s matching and discretionary contribution portion of their account plus actual earnings thereon is based on years of continuous service. For pre-2010 matching and pre-2010 and post-2010 discretionary contributions, a participant is 100 percent vested after six years of credited service, upon death, total disability, or attainment of age of 65, with the exception of the funds transferred in from the Continental Savings Bank 401(k) Plan in 2009. With regard to employer contributions of the Continental Savings Bank 401(k) Plan, a participant is 100 percent vested after three years of continuous service. For safe harbor contributions, which began in 2010, a participant is 100 percent vested after two years of credited service, upon death, total disability or attainment of age 65.

Investment Options: Upon enrollment in the Plan, participants may direct the investment of their account balances into a variety of investment options as more fully described in the Plan’s literature. Participants may change their investment options at any time, with certain limitations.

Notes Receivable from Participants: Participants may borrow from their accounts a minimum of $1,000 up to a maximum of the lesser of $50,000, or 50 percent of their vested account balance. Participants may not have more than one note outstanding at one time. Notes are secured by the balance in the participant’s account and bear interest at one percent above the prime rate. Interest rates were 4.25 percent at December 31, 2014. Note maturities shall not exceed five years, except for the purchase of a primary residence which has a maximum term of fifteen years. Principal and interest are paid ratably through payroll deductions.

4

Westbury Bank 401(k) Profit Sharing Plan
Notes to Financial Statements




Payment of Benefits: On termination of service due to death, disability, retirement, or termination, a participant may elect to receive an amount equal to the participant’s vested account balance. All distributions from the Plan will be made either as a lump-sum payment of the vested account balance, installment payments for a specified term, not to exceed the assumed life expectancy, or ad hoc distributions whereby a participant may request a distribution for some or all of their vested account balance. In-service and hardship withdrawals are also permitted as specified in the plan agreement.

Forfeited Accounts: At December 31, 2014 and 2013, forfeited, non-vested accounts totaled $189 and $211, respectively. These accounts will be used to reduce future employer contributions. In 2014, employer contributions were reduced by approximately $4,800 from forfeited, non-vested accounts.

Note 2. Summary of Accounting Policies

Basis of Accounting: The financial statements of the Plan are prepared on the accrual basis of accounting.

Investment contracts held by a defined-contribution plan are required to be reported at fair value. However, contract value is the relevant measurement attribute for that portion of the net assets available for benefits of a defined-contribution plan attributable to fully benefit-responsive investment contracts because contract value is the amount participants would receive if they were to initiate permitted transactions under the terms of the plan. The Plan invests in investment contracts through a collective investment trust. The Statements of Net Assets Available for Benefits present the fair value of the investment contracts as well as the adjustment of the fully benefit-responsive investment contracts from fair value to contract value. The Statement of Changes in Net Assets Available for Benefits is prepared using the contract value basis for fully benefit-responsive investment contracts.

Use of Estimates: The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, changes therein and the disclosure of contingent assets and liabilities. Actual results could differ from those estimates.

Investment Valuation and Income Recognition: Investments are reported at fair value. Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The 401(k) Plan Sponsor Committee determines the Plan’s valuation policies utilizing information provided by the investment custodian. See Note 4 for a discussion of fair value measurements.

Purchases and sales of securities are recorded on a trade-date basis. Interest income is recorded on the accrual basis. Dividends are recorded on the ex-dividend date. Net appreciation includes the Plan’s gains and losses on investments bought and sold as well as held during the year.

Investment securities, in general, are exposed to various risks, such as interest rate risk, credit risk, and overall market volatility. Due to the level of risk associated with certain investment securities, it is at least reasonably possible that changes in the value of investment securities will occur in the near term and that such changes could materially affect the amounts reported in the statements of net assets available for benefits.

5

Westbury Bank 401(k) Profit Sharing Plan
Notes to Financial Statements




Notes Receivable from Participants: Notes receivable from participants are measured at their unpaid principal balance plus any accrued but unpaid interest. Delinquent notes receivable from participants are reclassified as distributions based on the terms of the Plan document.

Payment of Benefits: Distributions are recorded when paid.

Note 3. Investments

The following table presents the Plan’s investments that represent 5 percent or more of net assets available for benefits as of December 31:

 
2014
 
2013
Investments at fair value determined by quoted market prices:
 
 
 
   Shares of registered investment companies:
 
 
 
       Dodge & Cox Stock Fund
$
647,644

 
$
626,283

       Fidelity Advisor New Insights Fund - A
603,123

 
625,581

       Oakmark Equity and Income Fund - I
1,048,021

 
1,124,772

       T. Rowe Price Capital Appreciation Fund
1,245,285

 
1,260,107

       Blackrock Global Allocation Fund - A
734,693

 
810,027

 
 
 
 
Shares of company stock - unitized:
1,056,971

 
1,031,285

 
 
 
 
Investments as determined by the trust's sponsor:
 
 
 
   Collective investment trust:
 
 
 
        Stable Return Premier Fund, at fair value
1,100,657

 
1,435,865

        Stable Return Premier Fund, at contract value
1,085,349

 
1,424,433

 
 
 
 

Note 4. Fair Value Measurements

The framework for measuring fair value provides a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1) and the lowest priority to unobservable inputs (Level 3). The three levels of fair value hierarchy under ASC 820 are described below:

Level 1
Inputs to the valuation methodology are unadjusted quoted prices for identical assets or liabilities in active markets that the Plan has the ability to access.
Level 2
Inputs to the valuation methodology include:
•    Quoted prices for similar assets or liabilities in active markets;
•    Quoted prices for identical or similar assets or liabilities in inactive markets;
•    Inputs other than quoted prices that are observable for the asset or liability;
•    Inputs that are derived principally from or corroborated by observable market data by correlation or other means.
If the asset or liability has a specific (contractual) term, the Level 2 input must be observable for substantially the full term of the asset or liability.
Level 3
Inputs to the valuation methodology are unobservable and significant to the fair value measurement.

The asset’s or liability’s fair value measurement level within the fair value hierarchy is based on the lowest level of any input that is significant to the fair value measurement. Valuation techniques maximize the use of relevant observable inputs and minimize the use of unobservable inputs.

6

Westbury Bank 401(k) Profit Sharing Plan
Notes to Financial Statements




Following is a description of the valuation methodologies used for assets measured at fair value. There have been no changes in the methodologies used at December 31, 2014 and 2013.

Shares of Registered Investment Companies: Valued at the daily closing price as reported by the fund. The funds held by the Plan are open-end funds that are registered with the Securities and Exchange Commission. These funds are required to publish their daily net asset value (NAV) and to transact at that price. The funds held by the Plan are deemed to be actively traded.

Shares of Company Stock: Shares of Westbury Bancorp, Inc. common stock are held in a unitized fund, which means that participants do not own shares of the Company's stock directly but rather own an interest in a unitized fund. The fund consists of Westbury Bancorp, Inc. common stock and a cash equivalent for liquidity purposes. The fund is valued using the quoted market price of the stock, plus the value of any cash equivalent.

Collective Investment Trust: Valued based on the NAV of units of the collective investment trust. The NAV, as provided by the trustee, is used as a practical expedient to estimating fair value. The NAV is based upon the fair value of the underlying investments comprising the trust less its liabilities. The practical expedient is not used when it is determined to be probable that the fund will sell the investment for an amount different than the reported NAV.

7

Westbury Bank 401(k) Profit Sharing Plan
Notes to Financial Statements




The following tables set forth by level, within the fair value hierarchy, the Plan’s assets measured at fair value on a recurring basis as of December 31, 2014 and 2013:

 
2014
Asset Category
Level 1
Level 2
Level 3
Total
 
 
 
 
 
Shares of registered investment companies:
 
 
 
 
    Large Cap Value
$
647,644

$

$

$
647,644

    Mid Cap Value
405,094



405,094

    Large Cap Growth
603,123



603,123

    Mid Cap Blend
442,155



442,155

    Moderate Allocation
2,293,306



2,293,306

    Large Cap Blend
219,031



219,031

    Small Cap Value
173,917



173,917

    Small Cap Blend
233,737



233,737

    Foreign Large Cap Blend
333,973



333,973

    Foreign Large Cap Growth
328,897



328,897

    Diversified Emerging Markets
113,080



113,080

    Intermediate Term Bond
417,831



417,831

    World Bond
441,715



441,715

    Inflation-Protected Bond
304,262



304,262

    World Allocation
734,693



734,693

    Natural Resources
241,678



241,678

    Real Estate
238,308



238,308

    Target Date
250,203



250,203

 
 
 
 
 
Shares of company stock - unitized:
1,056,971



1,056,971

Collective investment trust:
 
 
 
 
    Stable Value

1,100,657


1,100,657

 
 
 
 
 
Total investments at fair value
$
9,479,618

$
1,100,657

$

$
10,580,275



8

Westbury Bank 401(k) Profit Sharing Plan
Notes to Financial Statements



 
2013
Asset Category
Level 1
Level 2
Level 3
Total
 
 
 
 
 
Shares of registered investment companies:
 
 
 
 
    Large Cap Value
$
626,283

$

$

$
626,283

    Mid Cap Value
390,195



390,195

    Large Cap Growth
625,581



625,581

    Mid Cap Blend
424,779



424,779

    Moderate Allocation
2,384,879



2,384,879

    Large Cap Blend
240,656



240,656

    Small Cap Value
192,429



192,429

    Small Cap Blend
264,891



264,891

    Foreign Large Cap Blend
357,695



357,695

    Foreign Large Cap Growth
361,625



361,625

    Diversified Emerging Markets
158,746



158,746

    Intermediate Term Bond
420,826



420,826

    World Bond
457,650



457,650

    Inflation-Protected Bond
341,705



341,705

    World Allocation
810,027



810,027

    Natural Resources
290,990



290,990

    Real Estate
198,855



198,855

    Target Date
200,616



200,616

 
 
 
 
 
Shares of company stock - unitized:
1,031,285



1,031,285

Collective investment trust:
 
 
 
 
    Stable Value

1,435,865


1,435,865

 
 
 
 
 
Total assets at fair value
$
9,779,713

$
1,435,865

$

$
11,215,578


The following tables summarize investments measured at fair value based on NAV per share as of December 31, 2014 and 2013:

 
2014
 
 
Unfunded
Redemption
Redemption
 
Fair Value
Commitment
Frequency
Notice Period
Asset Category:
 
 
 
 
Collective investment trust:
 
 
 
 
    Stable Value (a)
$
1,100,657

$

Immediate
365 days (b)
 
 
 
 
 
 
2013
 
 
Unfunded
Redemption
Redemption
 
Fair Value
Commitment
Frequency
Notice Period
Asset Category:
 
 
 
 
Collective investment trust:
 
 
 
 
    Stable Value (a)
$
1,435,865

$

Immediate
365 days (b)

9

Westbury Bank 401(k) Profit Sharing Plan
Notes to Financial Statements




(a)
The objective of the Stable Value fund is to protect principal while providing a higher rate of return than shorter term investments such as money market funds. The fund primarily invests in security backed contracts from a pool of investments issued by insurance companies, banks, or other financial institutions. The fund targets a weighted average duration range of 2.5 - 3.5 years for its underlying securities to enhance credit quality, diversification and investment returns.

(b)
Applicable only to Plan Sponsor initiated withdrawals.

Changes in Fair Value Levels
To assess the appropriate classification of investments within the fair value hierarchy, the availability of market data is monitored. Changes in economic conditions or valuation techniques may require the transfer of investments from one fair value level to another. In such instances, the transfer is reported at the end of the reporting period.

Plan management evaluates the significance of transfers between levels based upon the nature of the investment and size of the transfer relative to total net assets available for benefits. For the year ended December 31, 2014, there were no transfers between levels.

Note 5. Related-Party Transactions

The Plan paid all significant administrative expenses in 2014. Total expenses paid by the Plan to the Wilmington Trust, the trustee, were approximately $9,500, and Newport Group, the recordkeeper, were approximately $23,300. Certain accounting and administrative functions are performed by officers or employees of the Company for which no compensation is received from the Plan. Additionally, a portion of the Plan's assets are invested in common stock of the Company. All investment in the common stock of the Company is at the discretion of the participant.

Note 6. Income Tax Status

Effective January 1, 2012, the Company adopted a prototype non-standardized 401(k) plan sponsored by Newport Retirement Services, Inc. The prototype plan has received an opinion letter from the Internal Revenue Service as to the prototype plan’s qualified status. The prototype plan opinion letter has been relied upon by this Plan. The Plan has been amended since the prototype plan received the opinion letter. However, the Plan Administrator believes that the Plan is designed and is currently being operated in compliance with the applicable requirements of the Internal Revenue Code.

Management evaluated the Plan’s tax positions and concluded that the Plan had maintained its tax exempt status and had taken no uncertain tax positions that require recognition or disclosure in the financial statements. Therefore, no provision or liability for income taxes has been included in the financial statements. With few exceptions, the Plan is no longer subject to income tax examinations by U.S. federal, state, or local tax authorities for years before 2011.

Note 7. Plan Termination

Although it has not expressed any intent to do so, the Company has the right under the Plan to discontinue its contributions at any time and to terminate the Plan subject to the provisions of ERISA. In the event of Plan termination, participants will become 100 percent vested in their accounts.

10

Westbury Bank 401(k) Profit Sharing Plan
Notes to Financial Statements




Note 8. Reconciliation of Financial Statements to Form 5500

The following is a reconciliation of net assets available for benefits per the financial statements to Form 5500 as of December 31:

 
2014
 
2013
 
 
 
 
Net assets available for benefits per the financial statements:
$
10,575,211

 
$
11,230,513

Shares of registered investment companies
(16,749
)
 

Benefits paid to participants
(1,577
)
 

Administrative expenses
(2,488
)
 

Investments - collective investment trust
(15,308
)
 
(11,432
)
Adjustment from fair value to contract value for fully benefit-responsive investment contracts
15,308

 
11,432

Investments
10,244

 
26,367

Notes receivable from participants
(10,244
)
 
(26,367
)
 
 
 
 
Net assets available for benefits per Form 5500
$
10,554,397

 
$
11,230,513


The following is a reconciliation of the change in net assets available for benefits per the financial statements for the year ended December 31, 2014 to Form 5500:

 
 
Net decrease in net assets available for benefits per the financial statements:
$
(655,302
)
Investment income
(16,749
)
Benefits paid to participants
(1,577
)
Administrative expenses
(2,488
)
 
 
Net decrease in net assets available for benefits per the Form 5500
$
(676,116
)


Note 9. Subsequent Events

The Plan Administrator has evaluated subsequent events through the date the financial statements were issued.

11




Westbury Bank 401(k) Profit Sharing Plan










EIN: 39-0698030





Plan Number: 002











Schedule H, Line 4i - Schedule of Assets (Held at End of Year)




December 31, 2014






(c) Description of Investment, Including




(b) Identity of Issuer, Borrower,
        Maturity Date, Rate of Interest, Collateral,

(e) Current

(a)
Lessor or Similar Party
        Par or Maturity Value
(d) Cost
Value



Shares of registered investment companies:




Artisan Funds
Global Value Fund - A
*
$
333,973



Blackrock
Global Allocation Fund - A
*
734,693



Dodge & Cox
Stock Fund
*
647,644



Dodge & Cox
International Stock Fund - A
*
328,897



Deutsche
Real Estate Securities Fund - A
*
238,308



Fidelity
Advisor New Insights Fund - A
*
603,123



Heartland
Value Plus Fund
*
173,917



JP Morgan
SmartRetire Target 2020 Fund
*
200,998



JP Morgan
SmartRetire Target 2030 Fund
*
12,828



JP Morgan
SmartRetire Target 2050 Fund
*
21,678



JP Morgan
SmartRetire Income Fund
*
14,699



Oakmark
Equity and Income Fund - I
*
1,048,021



Oppenheimer
Developing Markets Y
*
113,080



PIMCO
Total Return Fund - A
*
417,831



T. Rowe Price
Small Cap Value Fund
*
233,737



T. Rowe Price
Mid-Cap Value Fund
*
405,094



T. Rowe Price
New Era Fund
*
241,678



T. Rowe Price
Capital Appreciation Fund
*
1,245,285



Templeton
Global Bond Fund
*
441,715



Vanguard
Inflation Protected Securities Fund
*
304,262



Vanguard
500 Index Fund
*
219,031



Vanguard
Mid Cap Index Fund
*
442,155






8,422,647




Common stock:




Westbury Bancorp, Inc.
Westbury Bancorp, Inc. Unitized Stock
*
1,056,971




Collective investment trust:




Wells Fargo
Stable Return Premier Fund
*
1,085,349

**
**
Participants
Notes receivable from participants (interest rate





at 4.25%; maturing April 2015 to December 2018)
*
10,244






$
10,575,211


*
Not applicable for participant-directed investments.



**
This investment is presented at contract value to be consistent with the presentation in the Form 5500 filing.


12




SIGNATURES

The Plan. Pursuant to the requirements of the Securities Exchange Act of 1934, the trustees (or other persons who administer the employee benefit plan) have duly caused this annual report to be signed on its behalf by the undersigned hereunto duly authorized.

Westbury Bank 401(k) Profit Sharing Plan


 
 
 
 
 
Date:
June 22, 2015
By:
/s/ Kirk J. Emerich
 
 
 
Kirk J. Emerich, Plan Administrator




13




EXHIBIT INDEX
Exhibit
Number        Document


23.1         Consent of Independent Registered Public Accounting Firm





Exhibit 23.1





Consent of Independent Registered Public Accounting Firm


We consent to the incorporation by reference in Registration Statement (No. 333-188664) on Form S-8 of Westbury Bancorp, Inc. of our report dated June 30, 2014, relating to our audit of the financial statements and supplemental schedule of Westbury Bank 401(k) Profit Sharing Plan, which appears in this Annual Report on Form 11-K of Westbury Bank 401(k) Profit Sharing Plan for the year ended December 31, 2014.



McGladrey LLP

Indianapolis, Indiana
June 22, 2015


Westbury Bancorp, Inc. (NASDAQ:WBB)
Historical Stock Chart
From Jun 2024 to Jul 2024 Click Here for more Westbury Bancorp, Inc. Charts.
Westbury Bancorp, Inc. (NASDAQ:WBB)
Historical Stock Chart
From Jul 2023 to Jul 2024 Click Here for more Westbury Bancorp, Inc. Charts.