New SoFi Campaign Challenges Cultural Bias
Depicted In Artificial Intelligence and Pledges Ongoing Initiatives
to Help Everyone Get Their Money Right
Today, SoFi (NASDAQ: SOFI), the digital personal finance company
and all-in-one app, announced “Face of Finance”, a new campaign to
challenge the bias of Artificial Intelligence (AI) against women
and money. When SoFi asked AI to generate realistic images of
people who are good with money, only 2% of images featured depicted
women. Yet, data shows that women control $10 trillion in assets,
which are projected to rise within the next three to five years.[1]
Women’s rate of return on investments has been found to be higher
than their male counterparts.[2] Men carry more credit card,
personal loan, and auto loan debt than women.[3] And, single women
are more likely to own a home than single men.[4] Artificial
Intelligence is powered by data, but that data reflects the gender
bias society sees with respect to women and personal finances, and
SoFi wants to change that narrative.
“At SoFi, we’re on a mission to help our members achieve
financial independence to realize their ambitions - and that means
all members,” said Lauren Stafford Webb, Chief Marketing Officer at
SoFi. “90% of women manage financial decisions for their
households[5] and women’s portfolios are known to outperform their
male counterparts.[6] With our Face of Finance campaign, SoFi is
honored to showcase the strength of women’s financial success and
prowess. SoFi is committed to helping millions achieve their
financial ambitions by providing them with the tools they need to
borrow, save, spend, invest and protect their money better every
single day.”
As part of the campaign, SoFi is pledging to fight the bias and
bridge the gap between women and personal finance through three
meaningful initiatives: SoFi is committed to retraining AI with
women in finance. SoFi will capture imagery of real women excelling
in the financial space, as well as amplify the profiles of female
financial experts, in an effort to begin to retrain AI. SoFi will
also reflect the true face of finance by featuring equal gender
representation in imagery and content creator work. SoFi will also
continue to work to educate its members on personal finance via
thousands of free articles and dedicated resources.
SoFi will be hosting a pop-up photo booth experience at
Brookfield Place in New York City on Thursday, June 22 and Friday,
June 23 from 11:00 a.m. to 8:00 p.m. Female-identifying individuals
will have the opportunity to take pictures via the photo booth that
will be returned into the AI model to drive more equal
representation of women participating in personal finance
activities. Those who participate and post to social using the
hashtag #SoFiSweeps will be eligible to win two tickets to a Taylor
Swift Concert at SoFi Stadium. As part of the second commitment,
SoFi continues to feature equal gender representation in current
imagery and content creation. SoFi is also thrilled to announce an
ongoing partnership with Your Rich BFF, who is an exemplary figure
in today’s face of finance. For the third commitment, SoFi
continues to invest in educational resources to provide all members
access to financial literacy including the Coursera personal
finance courses, “Making Money On Your Money” e-guide, and by
offering complimentary access to financial planners to help anyone
get their money right.
To learn more about the “Face of Finance” campaign visit
SoFi.com/change.
About SoFi
SoFi (NASDAQ: SOFI) is a member-centric, one-stop shop for
digital financial services on a mission to help people achieve
financial independence to realize their ambitions. The company’s
full suite of financial products and services helps its more than
5.2 million SoFi members borrow, save, spend, invest, and protect
their money better by giving them fast access to the tools they
need to get their money right, all in one app. SoFi also equips
members with the resources they need to get ahead – like career
advisors, Credentialed Financial Planners (CFP®), exclusive
experiences and events, and a thriving community – on their path to
financial independence.
SoFi innovates across three business segments: Lending,
Financial Services – which includes SoFi Checking and Savings, SoFi
Invest, SoFi Credit Card, SoFi Protect, and SoFi Insights – and
Technology Platform, which offers the only end-to-end vertically
integrated financial technology stack. SoFi Bank, N.A., an
affiliate of SoFi, is a nationally chartered bank, regulated by the
Federal Reserve, OCC, and FDIC. The company is also the naming
rights partner of SoFi Stadium, home of the Los Angeles Chargers
and the Los Angeles Rams. For more information, visit SoFi.com or
download our iOS and Android apps.
DISCLOSURES
INVESTMENTS ARE NOT FDIC INSURED • ARE NOT
BANK GUARANTEED • MAY LOSE VALUE
Terms and conditions apply. SoFi Checking and Savings offered by
SoFi Bank, N.A. Loans originated by SoFi Bank, N.A., NMLS #696891
(www.nmlsconsumeraccess.org). Equal Housing Lender. Brokerage
products offered through SoFi Securities LLC, member FINRA/SIPC.
SoFi Money® is a cash management account, which is a brokerage
product. SoFi Securities LLC is an affiliate of SoFi Bank, N.A.
Advisory services are offered through SoFi Wealth LLC, an
SEC-registered investment adviser. The SoFi Credit Card is issued
by The Bank of Missouri (TBOM) (“Issuer”) pursuant to license by
Mastercard® International Incorporated and can be used everywhere
Mastercard is accepted. SoFi Bank, N.A. Member FDIC. ©2023 Social
Finance, Inc. All rights reserved. Information as of May 2023 and
is subject to change.
SOFI “FACE OF FINANCE” GIVEAWAY
OFFICIAL RULES
ELIGIBILITY: The SoFi “Face of Finance” Giveaway (the
“Giveaway”) is open solely to female-identifying individuals who at
time of entry are age 18 or older and legal residents of the
contiguous United States, (collectively referred to hereafter as
"you”, “Entrant” or “Entrants”). Employees of Social Finance, Inc.
(the “Sponsor” or “SoFi”), Ventura Associates International LLC
(the “Administrator”) and their respective parent companies,
subsidiaries, affiliates, advertising, public relations and
promotion agencies or any company or individual involved with the
development or execution of the Giveaway (collectively, the
“Giveaway Entities”), and their immediate family members and/or
those living in the same household of each, whether related or not,
are not eligible to enter or win. Giveaway is governed by U.S. law
and subject to all applicable federal, state, and local laws and
regulations. Void in Alaska and Hawaii and where prohibited by
law.
ENTRY PERIOD: The Giveaway’s entry period begins at 11:00:00
AM Eastern Time (“ET”) on June 22, 2023, and ends at 7:59:59 PM ET
on June 23, 2023 (the “Entry Period”). However, Entrants have until
11:59:59 PM ET on June 30, 2023, to post their Entries on Instagram
or Twitter.
HOW TO CREATE & SUBMIT ENTRY:
(a)
Visit the SoFi Photobooth pop-up
located at Winter Garden at Brookfield Place, 230 Vesey St, New
York, NY 10281 during the Entry Period to register and to take a
photo of yourself. Only photos originating from the SoFi Photobooth
will be accepted.
(b)
Post the photo taken at the SoFi
Photobooth on your Instagram or Twitter account with the hashtag
#Sweepstakes and tag @SoFi by 11:59:59 PM ET on June 30, 2023. Your
entry must include the hashtag and tag @SoFi to enter this
Giveaway.
Your photo posted according to steps a and b (above) will be
referred hereafter as an “Entry.” If it is found an Entrant has
submitted more than one (1) Entry, the Sponsor will consider the
first submission pulled from Instagram or Twitter as the eligible
Entry from that Entrant and all other submission(s) by such Entrant
will be disqualified.
If your Instagram or Twitter account is set to “protected or
private mode,” your Entry may not be visible to Sponsor and,
therefore, may not be received by Sponsor, resulting in your
failure to enter the Sweepstakes. Note: disabling “protected or
private mode” will make all your Entry public. Entrants must
continue to follow @SoFi account during the Entry Period and until
the prize is awarded.
Entrants must have a smartphone or other wireless or
electronic device that supports Instagram and Twitter and have
Internet access. Normal Internet access and usage charges imposed
by each entrant’s online and cell phone service provider will
apply. Use of automated processes or repetitive submission of the
same Entry is not permitted. Released Parties are not responsible
for any changes or effects caused to Entrant’s smartphone or
electronic system because of submitting an Entry. Entries are
subject to all notices posted online including Sponsor’s privacy
policy found at SoFi.com.
Only Entries submitted via Instagram or Twitter will be
accepted. Entries will not be returned or acknowledged, nor will
the Entries be received or held “in confidence” and a submission
does not create a confidential relationship or obligation of
secrecy between you and the Sponsor or any of its
affiliates.
By submitting an Entry, you, the Entrant, agree that Sponsor
has no obligation to post or publish your Entry, that all such
postings or publication, if any, will be in Sponsor’s sole
discretion and that the posting or publication of an Entry does not
have any bearing on whether the Entry will be determined as a
winning Entry. Without limiting the generality of the foregoing,
Entrant agrees that the Entry may be posted and shared by others
and that the Giveaway Entities are not responsible for any
unauthorized use of Entries by third parties.
Sponsor reserves the right to disqualify any Entry for any
reason, in its sole and absolute discretion. Sponsor is under no
obligation to disclose why an Entry has been disqualified other
than the Entry was ineligible under these Official Rules. Entries
are subject to all notices posted at SoFi.com, including these
Official Rules.
ENTRY RESTRICTIONS: Each Entry must not infringe upon the
rights of any third party. Content that may NOT be contained in an
Entry includes, but is not limited to, the following:
- with the exception of when an email address is requested for
purposes of contacting a potential winner, any content providing
personally identifiable information about yourself or any third
parties, such as address, phone number or any contact
information;
- content in violation of third-party rights including, but
not limited to: copyrights, trademark, right of publicity or any
other proprietary rights unless allowed by Sponsor;
- content that is libelous, defamatory, disparaging or
tortious;
- content that is pornographic, adult-oriented, or sexually
explicit.
- content portraying or referring to lotteries or
gambling;
- content portraying or including explicit or offensive
language;
- content portraying or advocating violence, illegal
activities, tobacco, alcohol or drugs, dangerous stunts;
- content portraying or referring to weapons of any kind
including, but not limited to, guns or bombs;
- content that promotes bigotry, racism, hatred or harm
against any group or individual or promotes discrimination based on
race, sex, religion, nationality, disability, sexual orientation,
age or any basis protected by federal, state, or local law,
ordinance, or regulation;
- content that denigrates, disparages or reflects negatively
on the Sponsor, its services and products or its employees, or on
any other person, company, services or product, or that disparages
Sponsor’s competitors;
- content that communicates messages or images inconsistent
with the positive images and/or goodwill to which Sponsor wishes to
associate;
- depict or otherwise identify a minor;
- depict or otherwise identify a pet unless its legal owner is
the Entrant.
If an Entry includes any of the prohibited elements listed
above, the Entry will be disqualified. The above list is not
intended to be exhaustive; the Sponsor may disqualify any Entry if
it contains any content the Sponsor and/or the Administrator deems,
in their sole discretion, to be offensive or obscene in any way or
to not follow these Official Rules. If the Entry contains any
material or elements that are not owned by the Entrant and/or which
are subject to the rights of third parties, the Entrant is
responsible for obtaining, prior to submission of the Entry, all
releases and consents necessary to permit the use and exhibition of
the Entry by Sponsor in the manner set forth in these Official
Rules. Sponsor reserves the right to request proof of these
permissions in a form acceptable to Sponsor from any Entrant at any
time.
By entering the Giveaway, each Entrant, on behalf of herself
grants the Giveaway Entities and/or their respective agents, a
perpetual, fully-paid, worldwide, irrevocable, non-exclusive
license to publish, reproduce, prepare derivative works of,
distribute, display, exhibit, transmit, broadcast, televise,
digitize, otherwise use, and permit others to use and perform
throughout the world the Entry, or any content submitted in
connection with this Giveaway, in whole or in part, in any manner,
form, or format now or hereinafter created, including on the
Internet, and for any purpose, including, but not limited to, on
Giveaway Entities’ websites and/or any other advertising or
promotion of Giveaway Entities all without further consent from or
notification or compensation to any Entrant. Entrants hereby waive
all so-called “moral rights of authors” and “droit moral” rights.
Each Entrant agrees and acknowledges that no public performance,
synchronization, mechanical, writing, publishing and/or master use
royalties, monies or consideration of any kind will be payable in
connection with Sponsor’s, or Sponsor’s designees and licensees,
use of the Entry, whether commercial use or otherwise, in any and
all media, whether now known or hereafter devised.
WINNER SELECTION & NOTIFICATIONS: Winners will be
randomly selected on or about July 7, 2023, from all eligible
Entries received by 11:59:59 PM ET on June 30, 2023. The first
randomly drawn eligible Entry will receive the Taylor Swift grand
prize as noted within the “prizes” section (below). The second
randomly drawn eligible Entry will receive the Beyonce grand prize
as noted within the “prizes” section. Winners will be notified on
or about July 10, 2023, via social media and will be required to
email the Administrator within forty-eight (48) hours with their
contact information which will be used to facilitate eligibility
verification and prize claim. Administrator will email an Affidavit
of Eligibility, Release of Liability, and a Publicity Release
("Affidavit/Release") and IRS W9 Tax Form to each winner and he/she
will be required to execute and return Affidavit/Release within
three (3) days of date printed on notification or winner’s Entry
may be disqualified. At the sole discretion of the Sponsor,
disqualification, forfeiture, and the determination of an alternate
winner may result from any of the following: [1] a winner’s failure
to respond to the notification within forty-eight (48) hours after
its transmission; [2] failure of undeliverable notification due to
deactivation or personal setting of winner’s Instagram or Twitter
account; [3] winner’s Instagram or Twitter account is set to
“private mode;” [4] winner’s failure to complete and return
Affidavit/Release by the notification deadline; [5] if a winner
cannot accept the prize for any reason and [6] any other
non-compliance with the Official Rules. Sponsor shall have no
liability if notification is lost, intercepted, or not received for
any reason. Sponsor is not responsible for any change in entrant's
email account or other contact information after entering the
Giveaway. In the event of prize forfeiture by a potential winner,
and the Concert has not occurred, and sufficient time exists to
confirm a new winner, the Sponsor will award the corresponding
prize to an alternate winner from among all remaining nonwinning
eligible entries.
EACH POTENTIAL WINNER IS SUBJECT TO VERIFICATION BY SPONSOR
AND ITS ADMINISTRATOR. AN ENTRANT IS NOT A WINNER UNLESS AND UNTIL
SHE HAS BEEN VERIFIED A WINNER.
PRIZES AND THEIR APPROXIMATE RETAIL VALUE (“ARV”). Two (2)
Grand Prizes: The first randomly drawn winner will receive a trip
consisting of two (2) tickets to a Taylor Swift concert (“Concert”)
at SoFi Stadium. The second randomly drawn winner will receive a
trip consisting of two (2) tickets to a Beyonce Concert at SoFi
Stadium. ARV of each grand prize: $2,200.00 each. Maximum ARV of
all prizes: $4,400.00.
Each grand prize consists of: round-trip economy class
airfare (for winner and guest) from/to a major commercial airport
near to winner’s primary residence to/from (or ground
transportation, if grand prize winner resides within a one hundred
and fifty (150) mile radius of Los Angeles as determined by Sponsor
at its sole discretion); double occupancy hotel accommodations for
winner and guest for two (2) nights (one (1) room and room tax
only); and two (2) tickets to attend Concert as determined by the
Sponsor and as specified herein these Rules. All meals, ground
transportation (other than as noted), taxes, gratuities,
incidentals, upgrades, service charges, all fees, federal, state,
local or other expenses not specified herein are not included and
are the sole responsibility of each grand prize winner and his/her
guest. All prize details, including selection of stadium seats, are
at the Sponsor’s sole discretion. If the actual value of a trip is
lower than the stated ARV when the prize is procured and fulfilled,
then the difference will not be awarded. Sponsor is not responsible
for any flight or transportation delay/cancellation, and not liable
for any expenses incurred because of any delay/cancellation. Prizes
are not transferrable to a third party and prizes may not be
redeemed for cash value, except by Sponsor, who reserves the right
in its sole discretion to substitute any prize (or any portion of
prize) for a prize of comparable or greater value. Concert tickets
may not be resold, offered for resale, or used for any commercial
or promotional purpose whatsoever. An IRS form 1099 will be filed
in the name of each winner for the ARV of the prize won.
Arrangements for the fulfillment of prizes will be made by the
Sponsor and/or Administrator.
Each grand prize winner and her guest must travel together on
the same itinerary, and dates specified by the Sponsor or forfeit
all rights to the prize. Travel, hotel, and other accommodations
are subject to availability. Certain restrictions may apply. In the
eventuality the Concert is postponed or canceled, no compensation
or substitution will be provided, and the Sponsor shall have no
further obligation to any winner (and/or to each grand prize
winner’s guest) other than to supply a trip to Los Angeles minus
the tickets portion of prize. Should this be the case, the trip
must be taken within six (6) months from the date of winner’s
verification. If for any reason whatsoever, a grand prize winner
and her guest are unable to travel or attend the Concert for any
reason whatsoever after all travel arrangements have been made and
paid, the Sponsor shall have no further obligation to grand prize
winner and her guest. Each grand prize winner and their respective
guest are responsible for obtaining proper documentation (i.e.,
valid photo ID, proof of vaccination, etc.), prior to travel. If a
grand prize winner is a minor in her state of residence, a parent
or legal guardian will need to accompany the minor on trip as
winner’s guest. If a guest is a minor, the winner must be the
guest’s parent or legal guardian and the guest will be required to
execute and return a Liability/Publicity Release prior to
travel.
Each winner and her guest agree to comply with all applicable
Stadium and venue regulations in connection with the prize. Sponsor
or stadium personnel reserve the right to remove or to deny entry
to the winner and/or her guest who engages in an unsportsmanlike or
disruptive manner or with intent to annoy, abuse, threaten, or
harass any other person at the Concert. Each winner and guest may
be required to produce government-issued identification prior to
entering the Concert venue. The Sponsor will not be responsible for
weather conditions; acts of God; acts of terrorism; civil
disturbances, or any other condition beyond its control (a “Force
Majeure Event”); local, state, or federal regulation, order, or
policy; work stoppage; epidemic, pandemic, or any other issue
concerning public health or safety; or any other event outside of
their control that may cause the cancellation or postponement of,
or the restriction on fans attending Concert. Admission to SoFi
Stadium is subject to all rules, requirements, and policies,
including, without limitation, all security, fan conduct, and
safety and health requirements and policies, put in place by SoFi
Stadium, including requirements relating to face masks and enhanced
health screenings (which may include a requirement that ticket
holders be tested for COVID-19 prior to or during any Concert or
provide proof of full vaccination against COVID-19 prior to
attending Concert) as they may be updated from time to time. Each
winner and winner’s guest must also comply with all applicable
laws, policies, orders, protocols, and guidelines issued by
federal, state, and local authorities respecting COVID-19 and other
communicable diseases, and attendance at the Concert is conditioned
on such compliance. Receiving the prize is contingent upon
compliance with these Official Rules and passing a background check
to the Sponsor’s satisfaction in the Sponsor’s sole
discretion.
Except where prohibited by law, entry and acceptance of prize
constitute permission for Sponsor and its agents to use each
winner's name, prize won, hometown, likeness, video tape,
photographs, and statements for purposes of advertising, promotion,
and publicity (including online posting) in any and all media now
or hereafter known throughout the world in perpetuity, without
additional compensation, notification, or permission. Furthermore,
the Sponsor and/or its agents may film, record and/or take
photographs of the grand prize winners (and/or their respective
guests) before/during/after the Concert, and may use the resulting
footage, recordings, or photographs for a range of purposes,
including, without limitation, for marketing and promoting Sponsor
and/or its promotion partners/agents and their respective products
and services. No additional compensation will be provided for any
resulting footage. Sponsor makes no warranties, and hereby disclaim
any and all warranties, express or implied, concerning any prize
furnished in connection with the Giveaway. WITHOUT LIMITING THE
GENERALITY OF THE FOREGOING, THE PRIZE IS PROVIDED “AS IS” WITHOUT
WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, AND SPONSORS
HEREBY DISCLAIMS ALL SUCH WARRANTIES, INCLUDING BUT NOT LIMITED TO,
THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE AND/OR NON-INFRINGEMENT. All Prize details are at Sponsors’
sole discretion.
ODDS: Odds of winning are dependent on the total number of
eligible entries received by 11:59:59 PM ET on June 30,
2023.
CONSENT AND RELEASE: By participating in the Giveaway,
Entrants release, indemnify and hold harmless the Sponsor, and its
respective parent companies, affiliates, subsidiaries, officers,
directors, partners, equity holders, agents, employees, and all
others associated with the development and execution of this
Giveaway (collectively, the “Released Parties”) from and against
any and all claims, damages or liabilities with respect to, or in
any way arising from or relating to such Entrant's participation or
attempt to participate in the Giveaway, the ability or inability to
upload, download or transmit any information in connection to the
Giveaway and/or the acceptance or use (included related travel if
any) of Prize (if applicable), including without limitation
liability for personal injury, damages, death, monetary loss,
defamation or violation of privacy rights. No responsibility or
liability is assumed by the Sponsor for technical problems or
technical malfunction arising in connection with any of the
following occurrences which may affect the operation of the
Giveaway: Hardware or software errors; faulty computer, telephone,
cable, satellite, network, electronic or Internet connectivity or
other online or network communication problems; errors, omissions
or limitations of any Internet providers, servers, hosts or other
providers; garbled, jumbled or faulty data transmissions; failure
of any online transmissions to be sent or received; lost, late,
delayed, incomplete, inaccurate, damaged, destroyed, misdirected or
not received or intercepted transmissions; inaccessibility of any
Web site in whole or in part for any reason; traffic congestion on
the Internet or any Web site; unauthorized human or non-human
intervention of the operation of the Giveaway, including without
limitation, unauthorized access, tampering, hacking, theft, virus,
bugs, or worms; or destruction of any aspect of the Giveaway, or
loss, miscount, misdirection, inaccessibility or unavailability of
any email or social media account used in connection with the
Giveaway; any errors, omissions, interruptions, deletions, defects,
delays in operation failures or human error that may occur in the
transmission, receipt or processing of entries, or for deletion,
theft or destruction of, unauthorized access to, or alteration of,
entries; causes beyond Sponsor’s reasonable control that jeopardize
the administration, security, fairness, integrity or proper conduct
of this Giveaway; any entries submitted in a manner that is not
expressly allowed under these Official Rules (all such entries will
be disqualified); or cheating or fraud by any participant. Sponsor
is not responsible for any typographical errors, any incorrect or
inaccurate information, whether caused by Entrants, site users,
tampering, hacking, or printing errors or by any of the equipment
or programming associated with or utilized in the Giveaway; in the
announcement of prize or these Official Rules, or any inaccurate or
incorrect data contained on any website. Use of any Web site is at
user’s own risk. The Sponsor is not responsible for any personal
injury or property damage or losses of any kind which may be
sustained to user's or any other person's computer (hardware or
software) and/or other device related to or resulting from
participation in the Giveaway, or the acceptance or use of any
prize awarded. The use of third-party software or website or
automated entry systems to participate is prohibited, and Sponsor
reserves the right to disqualify entries made in such
manner.
By participating in this Giveaway, each Entrant expressively
waives and relinquishes all rights and benefits afforded by
California Civil Code 1542 and does so understanding and
acknowledging the significance of this waiver. Section 1542 states
as follows: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS THAT THE
CREDITOR OR RELEASING PARTY DID NOT KNOW OR SUSPECT TO EXIST IN HER
FAVOR AT THE TIME OF EXECUTING THE RELEASE AND THAT, IF KNOWN, BY
HER, WOULD HAVE MATERIALLY AFFECTED HER SETTLEMENT WITH THE DEBTOR
OR THE RELEASED PARTIES.” The releases hereunder are intended to
apply to all claims not known or suspected to exist with the intent
of waiving the effect of laws requiring the intent to release
future unknown claims.
ARBITRATION: This Giveaway shall be governed by and
interpreted under the laws of the State of California, U.S.A.
without regard to conflicts of law provisions. Entrants hereby
agrees that all disputes, claims, causes of action, or
controversies (“Claims”) arising out of or in connection with this
Giveaway shall be resolved, upon the election by Entrant or
Sponsor, by arbitration pursuant to this provision and the code of
procedures of either the National Arbitration Forum (“NAF”) or the
American Arbitration Association (“AAA”), as mutually agreed upon
by both parties. IF ARBITRATION IS CHOSEN BY ANY PARTY WITH RESPECT
TO A CLAIM, NEITHER PARTY WILL HAVE THE RIGHT TO LITIGATE THAT
CLAIM IN COURT OR HAVE A JURY TRIAL ON THAT CLAIM. FURTHER, NEITHER
SPONSOR NOR ENTRANT WILL HAVE THE RIGHT TO PARTICIPATE IN A
REPRESENTATIVE CAPACITY ON BEHALF OF THE GENERAL PUBLIC OR OTHER
PERSONS SIMILARLY SITUATED, OR AS A MEMBER OF ANY CLASS OF
CLAIMANTS PERTAINING TO ANY CLAIM SUBJECT TO ARBITRATION. EXCEPT AS
SET FORTH BELOW, THE ARBITRATOR’S DECISION WILL BE FINAL AND
BINDING. NOTE THAT OTHER RIGHTS THAT ENTRANT WOULD HAVE IF ENTRANT
WENT TO COURT ALSO MAY NOT BE AVAILABLE IN ARBITRATION. ANY CLAIMS,
JUDGMENTS AND/OR AWARDS SHALL BE LIMITED TO THE ACTUAL
OUT-OF-POCKET COSTS ASSOCIATED WITH ENTERING THIS GIVEAWAY. ENTRANT
HEREBY WAIVES ANY RIGHTS OR CLAIMS TO ATTORNEY’S FEES, INDIRECT,
SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ENTRANT,
WHETHER FORESEEABLE OR NOT AND WHETHER BASED ON NEGLIGENCE OR
OTHERWISE. The arbitrator’s authority to resolve Claims is limited
to Claims between Sponsor and Entrant alone, and the arbitrator’s
authority to make awards is limited to awards to Sponsor and
Entrant alone. Furthermore, claims brought by either party against
the other may not be joined or consolidated in arbitration with
Claims brought by or against any third party, unless agreed to in
writing by all parties. No arbitration award or decision will have
any preclusive effect as to issues or claims in any dispute with
anyone who is not a named party to the arbitration.
GENERAL: Each Entrant is subject to all notices posted online
but not limited to Sponsor’s privacy policy as being referred to in
the Personal Information and Privacy Section hereof. In the event
of a dispute as to any entry, the authorized account holder of the
email address used to register will be deemed to be the Entrant.
The “authorized account holder” is the natural person assigned an
email address by an Internet access provider, online service
provider or other organization responsible for assigning email
addresses for the domain associated with the submitted address.
Winners may be required to show proof of being the authorized
account holder to be determined exclusively by the Sponsor’s and/or
its agent in their sole discretion.
The Sponsor is not responsible for (i) error, omission,
interruption, deletion, defect, delay in operations or
transmission, theft or destruction or unauthorized access to or
alterations of entry materials, or for technical, network,
telephone equipment, electronic, computer, hardware or software
malfunctions of any kind, or inaccurate transmission of or failure
to receive entry information by Sponsor on account of technical
problems or traffic congestion on the Internet or at any website or
any combination thereof; (iii) any injury or damage to Entrant’s or
any other person’s computer related to or resulting from
participating in the Giveaway, or (iv) the failure of any third
party to comply with the instructions and proper administration of
this Giveaway. By participating in the Giveaway, Entrants (i) agree
to be bound by these Official Rules, including all eligibility
requirements, and (ii) agree to be bound by the decisions of
Sponsor and the Administrator, which are final and binding in all
matters relating to the Giveaway. Sponsor reserves the right at its
sole discretion to disqualify any individual that tampers or
attempts to tamper with the entry process or the operation of the
Giveaway or web site or violates these Official Rules. LEGAL
WARNING: ANY ATTEMPT BY AN INDIVIDUAL, WHETHER OR NOT AN ENTRANT,
TO DELIBERATELY INTERFERE WITH THE OPERATION OF THE GIVEAWAY, IS A
VIOLATION OF CRIMINAL & CIVIL LAWS AND SPONSOR RESERVES THE
RIGHT TO SEEK DAMAGES AND DILIGENTLY PURSUE ALL REMEDIES AGAINST
ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT PERMITTED BY LAW.
SEVERABILITY: The invalidity or unenforceability of any
provision of these Official Rules shall not affect the validity or
enforceability of any other provision. If any provision in these
Official Rules is determined to be invalid or otherwise
unenforceable or illegal, these Official Rules shall otherwise
remain in effect and shall be construed in accordance with their
terms as if the invalid or illegal provision were not contained
herein.
WINNERS LIST: For a list of winners (available after July 31,
2023) send a stamped, self-addressed envelope for receipt by July
31, 2023 to: SoFi Face of Finance Giveaway Winners List, c/o
Ventura Associates LLC, 494 Eighth Avenue, Suite 1700 (Attn.:
DE/Sofi), New York, NY 10001.
PRIVACY: By entering the Giveaway, the information Entrants
provide may be sent to promotional partners. Entrants may be
contacted by the Sponsor and/or any promotional partners with
future promotional offers. Information provided by entrants to
participate in this Giveaway is subject to Sponsor’s privacy policy
located at https://www.sofi.com/privacy-policy/.
SPONSOR: Social Finance Inc., 234 1st Street, San Francisco,
CA 94105.
ADMINISTRATOR: Ventura Associates International LLC, 494
Eighth Avenue, Suite 1700, New York, NY 10001.
This Giveaway is in no way promoted, endorsed, or
administered by, or associated with any social media entity,
including but not limited to Instagram® and Twitter. Any questions,
comments or complaints regarding the Giveaway must be directed to
the Sponsor or Administrator, and not to any social media
entity.
[1]https://www.mckinsey.com/industries/financial-services/our-insights/women-as-the-next-wave-of-growth-in-us-wealth-management
[2] Fidelity Study:
https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/about-fidelity/FidelityInvestmentsWomen&InvestingStudy2021.pdf
[3]
https://www.experian.com/blogs/ask-experian/women-and-credit/#s3
[4]https://www.forbes.com/sites/brendarichardson/2023/01/25/single-women-are-more-likely-to-own-homes-than-single-men-in-nearly-all-states/?sh=631e6a8250b5
[5]https://www.forbes.com/sites/maggiegermano/2020/09/22/how-women-can-change-the-world-with-their-money-choices/?sh=1d6d0c0b6138
[6]https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/about-fidelity/FidelityInvestmentsWomen&InvestingStudy2021.pdf
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