Juniper Research is pleased to unveil the winners of this year’s
Future Digital Awards for Fintech & Payments.
The winners in each category are:
Banking Innovation
Banking-as-a-Service Innovation
- SAP Fioneer,
Virtual Account Management – Platinum
- Treezor – Gold
Digital Identity Innovation
- Signicat, MobileID
– Platinum
- Quartz™ from Tata
Consultancy Services – Gold
Banking Innovation of the Year
- TreviPay, Financial
Partner Gateway – Platinum
Open Banking Innovation
- Token.io –
Platinum
- Mastercard,
Mastercard Open Banking for Account Opening – Gold
Fintech Innovation
Embedded Finance Innovation
- Paymentology –
Platinum
- Infosys Finacle,
Finacle API Connect – Gold
Financing Platform
- YouLend, Flexible
Finance Solution – Platinum
- Raistone, Raistone
Connect – Gold
Regtech Platform
- Napier AI, Napier
AI Continuum – Platinum
- G+D, a global
SecurityTech organisation, with its digital powerhouse Netcetera,
Netcetera 3DS Server and 3DS SDK – Gold
Payment Innovation
A2A Payments Platform
- Banked, Pay by Bank
– Platinum
- Visa, Visa Protect
for Account-to-Account Payments – Gold
Best B2B Payment Platform
- Airbase –
Platinum
- Volopa –
Gold
CBDC Innovation
- EMTECH, Beyond
Suite – Platinum
- Ripple –
Gold
Payment Innovation of the Year
Best Mobile Money Offering
- Huawei, Huawei
Mobile Money Solution – Platinum
- MiFinity, MiFinity
eWallet – Gold
Modern Card Issuing Platform
- Thales D1 –
Platinum
- FIS, FIS Payments
One – Gold
Omnichannel Payments Platform of the Year
- CSG, CSG Forte
Engage – Platinum
POS Innovation
- Pebl –
Platinum
- Citi, Citi Pay –
Gold
Recurring Payment Platform Innovation
- Verifone, 2Checkout
Monetization Platform – Platinum
- CSG, CSG Forte
Engage – Gold
Sustainability in Payment Cards
- Thales Sustainable
Cards – Platinum
- Toppan Gravity,
Oxygen Cards – Gold
Best Digital Wallet Platform
- Huawei, Huawei
Mobile Money Solution – Platinum
- Comviva, mobiquity
Pay – Gold
Best Cross-border Payments Platform
- Ripple, Ripple
Payments – Platinum
- dLocal – Gold
Fraud & Security Innovation
AI in Fraud Prevention Innovation
- Signifyd, Commerce
Protection Platform – Platinum
- ACI Worldwide, ACI
Fraud Management – Gold
Banking Fraud Prevention
- Fraud.net, Entity
Monitoring – Platinum
- Tookitaki, FinCense
– Gold
Merchant Fraud Prevention Platform
- ACI Worldwide, ACI
Fraud Management for Merchants – Platinum
- Riskified, Policy
Protect – Gold
Fraud & Security Innovation of the Year
- Visa, Visa Protect
for Account-to-Account Payments – Platinum
Network Tokenisation Solution
- G+D, a global
SecurityTech organisation, with its digital powerhouse Netcetera,
eCOM Tokenizer – Platinum
- MeaWallet –
Gold
Identity Verification Innovation
- Experian, Ascend
Fraud Sandbox – Platinum
- IDnow, VideoIdent
Flex – Gold
Judges’ Choice
Sustainability in Fintech Innovation of the
Year
Fintech Mover & Shaker of the Year
- Todd Clyde, CEO, Token.io
Paymentology Takes Home Platinum Prize for Embedded
Finance Innovation
"We’re delighted to be named the Platinum Winner at the Future
Digital Awards. This recognition is a testament to our team’s
dedication to pushing the boundaries of what's possible in the
world of payments. We are committed to continuously innovating in
embedded finance, ensuring that our partners—whether banks or
fintechs —can offer next-generation payment technology that meets
the demands of an increasingly digital world.” - Jeff Parker, CEO
of Paymentology
Visit Paymentology
Thales D1 Earns Platinum for Modern Card Issuing
Platform
“Banks will rely on Thales D1 Issuing Platform to modernize
their mobile banking app and bring innovative and responsible
services to their cardholders to order, setup and use payment
cards. Legacy card issuing infrastructures are not seamlessly
scalable to bring real time services sur as virtual card issuance.
Apps developers will benefit from a developer portal with Thales D1
high-level API to orchestrate all bank-end and front-end
infrastructure elements to build such new services. Beyond complex
IT orchestration challenges, Thales D1 will also support developers
but making latest innovations from Payment Networks available via a
single, high-level APIs.” - Caio Reis – VP Marketing & Strategy
Banking & Payment
Find out more
SAP Fioneer Named Platinum Winner in
Banking-as-a-Service
“We are proud to be named Platinum Winner for
Banking-as-a-Service Innovation. Our Virtual Accounts Management
solution was designed to address key industry challenges,
empowering banks to truly differentiate in the market, attract new
customers, boost deposits, enhance retention, and elevate customer
satisfaction. As the banking landscape continues to evolve, we
remain committed to delivering innovative solutions that not only
meet today’s needs but also ensure our clients are well-equipped to
face the challenges of tomorrow.” - Dr. Christoph Rösch, Managing
Director Banking
Visit SAP Fioneer
G+D with its Digital Powerhouse Netcetera Claims Two
Wins in Regtech and Network Tokenisation
“In eCommerce, payment is the critical moment where convenience
and trust must intersect. Yet, too often, complicated checkouts or
security concerns lead customers to abandon their carts," said
Jukka Yliuntinen, Head of Digital Payment Solutions at Netcetera,
G+D's digital powerhouse. "Our recognition in Regtech and Network
Tokenisation demonstrates our expertise in delivering solutions
that seamlessly combine security and convenience, empowering
merchants and PSPs to lower cart abandonment rates while building
lasting trust.”
Find out more
Token.io Celebrates Open Banking Triumph
“We're honoured to be recognised for Token.io's unique solution
that leverages open banking to redefine payments. This award is a
result of our team's relentless pursuit of excellence, and also
reflects the trust and support of our partners, who share our
vision for a more efficient real-time payment landscape in the UK
and Europe. As the leading A2A payment infrastructure provider,
this milestone will continue to fuel Token.io's commitment to
empower financial institutions, businesses, and consumers like
never before.” – Todd Clyde, CEO of Token.io
Visit Token.io
Huawei Earns Platinum for Best Mobile Money Offering and
Best Digital Wallet Platform
“We are proud to receive this award as a recognition of Huawei's
continued innovation in the mobile money field. In the past year,
Huawei launched the cloud native mobile money solution, which uses
AI technologies to enhance financial technologies and help
operators expand the scale and scope of financial services in a
low-risk manner. In 2023, Huawei's mobile money platform processed
transaction value more than $500 billion.” - Olive Hu, Vice
President of Huawei Software
Visit Huawei
Experian Scoops Platinum in Identity
Verification
“Being recognized as a Platinum Award winner for Identity
Verification Innovation at Juniper Research’s 2024 Future Digital
Awards is a tremendous honor for Experian and a testament to the
transformative power of our Ascend Fraud Sandbox,” said Alex
Lintner, Chief Executive Officer, Experian Software
Solutions. “This achievement underscores our commitment to
delivering cutting-edge solutions that harness the power of data
and analytics to combat fraud in an ever-evolving digital
landscape. We are proud to lead the way in innovation, ensuring
that businesses and consumers alike can navigate the digital world
with confidence and security."
Visit Experian
MeaWallet Wins Platinum for Network Tokenisation
Solution
"We are honoured to be recognised as a Gold Winner for our
Network Tokenisation Solution. This award is a testament to our
commitment to driving innovation in digital payment security.
Tokenization plays a crucial role in protecting sensitive financial
data, and at MeaWallet, we are dedicated to helping businesses
implement this technology quickly and effectively.” - Thomas B
Normann, CPO of MeaWallet
Visit MeaWallet
FIS Grabs Gold in Modern Card Issuing
"We are honored to receive the Gold award in the Modern Card
Issuing Platform category from Juniper Research. The entire FIS
payments team is relentlessly dedicated to all technologies that
support how money moves between banks, consumers, businesses and
beyond. This recognition underscores our commitment to deliver
engaging credit and debit card experiences for our industry.” -
Chris Como, General Manager, Cards and Money Movement
Visit FIS
EMTECH Triumphs with Platinum Win in CBDC
Innovation
"It's an honour to be recognised by Juniper Research for
EMTECH's work providing Central Banks with modern enterprise
software solutions for CBDCs, Regulatory Sandboxing and Regulatory
Supervision," said Carmelle Cadet, CEO and founder of EMTECH. “It's
EMTECH's mission to modernize Central Banking infrastructure for
the era of fintech and tokenization in order to make the financial
markets of the future inclusive and resilient by design.”
Visit EMTECH
Get updates on our upcoming awards, including Telco Innovation
2025 (opening 10th October), by visiting our website.
Juniper Research has, for two decades, provided market
intelligence and advisory services to the global financial sector,
and is retained by many of the world’s leading banks,
intermediaries and providers.
For further details please contact Sam Smith, Press
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T: +44(0)1256 830002
E: sam.smith@juniperresearch.com