ANL Abbey Nat.

    Abbey National PLC

RE: ABBEY NATIONAL TREASURY SERVICES 
    GBP 40,000,000.00
    MATURING: 26-Jan-2007
    ISSUE DATE: 26-Jan-2005
    ISIN: XS0210761473

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
26-Jan-2005 TO 26-Apr-2005 HAS BEEN FIXED AT 4.888750 PCT

DAY BASIS 90/365

INTEREST PAYABLE VALUE 26-Apr-2005 WILL AMOUNT TO:
GBP 1,205.45 PER GBP 100,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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