Re:                                                                                             Irish Life & Permanent
Plc
                                                                                                 GBP 5000000
                                                                                                 MATURING: 19-May-2014
                                                                                                 ISIN: XS0363857581
                                                                                                                           
 PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
 17-Nov-2008 TO 17-Feb-2009 HAS BEEN FIXED AT 4.548750 PCT
  
 DAY BASIS: ACTUAL/365(FIX)
  
 INTEREST PAYABLE VALUE 17-Feb-2009 WILL AMOUNT TO:
 GBP 573.27 PER GBP 50000 DENOMINATION
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