As Agent Bank, please be advised of the following rate determined            on: 09-Dec-2008
 Issue                             � RMS Trust 2003-1E - Class 1A
                                   USD 520,000,000.00 Mortgage Backed FRN Due 11-Aug-2034
 ISIN Number                       � XS0174142165
 Common Code / 144A ISIN           � 17414216
 Issue Nomin USD                   � 520,000,000.00
 Period                            � 11-Dec-2008 to 12-Jan-2009              Payment Date 12-Jan-2009
 Number of Days                    � 32
 Rate                              � 2.175                       Pool Factor: 0.149856
 Denomination USD                  � 77,925,121.00          �                                   �
                                                                                                     
 Amount Payable per Denomination   � 150,655.23             �                                   �
                                                                                                     
 Bank of New York
 Rate Fix Desk                                              Telephone        � 44 1202 689580
 Corporate Trust Services                                   Facsimile        � 44 1202 689601
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