FARMINGTON, Conn., July 21 /PRNewswire-FirstCall/ -- Darwin Professional Underwriters, Inc. (Darwin), (NYSE:DR) today announces a new solution for health care organizations, financial institutions, and other businesses that utilize data as part of their daily business practices. Darwin's Privacy//403(SM) product offers data privacy and network security liability protection for organizations. This coverage will help the health care and financial services industries in particular -- as they are increasingly using, transmitting, and storing personal and confidential information. (Logo: http://www.newscom.com/cgi-bin/prnh/20060829/NETU014LOGO ) The product integrates four critical insurance elements including data privacy, network security liability, media liability; and Darwin's brand new coverage for first-party business interruption costs such as forensic investigative expense, data restoration, extra expense and reduction in business income. "Even sophisticated data protection systems can be vulnerable to privacy breach and data loss," says Adam Sills, Privacy//403 Lead Underwriter and Product Manager. "These exposures can arise from a variety of events, including merely the loss or theft of a laptop. This is why privacy insurance is such a growth area in the E&O insurance market today." With greater technological functionality and dependency also comes greater liability and exposure. With the increasing spread of wireless networks, greater usage of laptops, and back-up tapes, now more than ever organizations must be aware of how they can protect their network and confidential information. Building awareness through education is also fundamental to the success of a privacy liability insurance policy. Darwin partners with Pepper Hamilton, an industry-leading law firm, expert in the privacy and security liability field, to provide policyholders with relevant risk management advice, consultation, loss control education, and procedural development. "One of Darwin's core values is to assist our clients in mitigating loss. We provide the tools necessary to create appropriate procedures that help our policyholders maintain data privacy and network security," says Susan Chmieleski, Senior Vice President and Risk Management Lead at Darwin. "In fact, our proactive 'client alert' program engages policyholders in loss prevention efforts from day one of the policy period." For information on how to access Privacy//403, please contact Adam Sills at 860-284-1382 or . For information pertaining to Darwin's risk management and loss control services, please contact Susan Chmieleski at 960-284-1954 or . Important Information Coverage descriptions in this press release are summaries only; all coverages will be determined by the policy as issued. Policies are available only through licensed surplus lines brokers. Additionally, this press release may contain projections, comments, and other forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. Each forward looking statement is based on Darwin's plans and expectations, as well as on current events and industry trends. Such statements are subject to risks and uncertainties, and the actual outcomes or results may differ materially from those expressed or implied by any of these statements. About Darwin Professional Underwriters, Inc. Darwin is a specialty insurance group based in Farmington, Connecticut. The company is focused on the professional liability insurance market and underwrites directors and officers ("D&O") liability for public and private companies, errors and omissions ("E&O") liability insurance, medical malpractice liability insurance, and other specialty coverages. Darwin member companies include Darwin Professional Underwriters, Inc., Darwin National Assurance Company (DNA), and Darwin Select Insurance Company (Darwin Select). DNA and Darwin Select have earned a financial strength rating of "A- (Excellent)" from A.M. Best Company. Darwin is traded on the New York Stock Exchange under the ticker symbol, "DR." For more information about Darwin, visit http://www.darwinpro.com/. http://www.newscom.com/cgi-bin/prnh/20060829/NETU014LOGO http://photoarchive.ap.org/ DATASOURCE: Darwin Professional Underwriters, Inc. CONTACT: Product inquiries, Adam Sills, +1-860-284-1382, , Risk Management inquiries, Susan Chmieleski, +1-860-284-1954, , or Media inquiries, Vicki Vinnitsky, +1-860-284-1502, , all of Darwin Professional Underwriters, Inc. Web site: http://www.darwinpro.com/

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