Virginia Financial Group to Present at Suntrust Robinson Humphrey Sunbelt Conference CULPEPER, Va., Sept. 24 /PRNewswire-FirstCall/ -- Virginia Financial Group, Inc. (NASDAQ:VFGI) announced today that it will participate as a presenter at the 2004 Suntrust Robinson Humphrey Sunbelt Conference to be held at the Westin Buckhead in Atlanta, Georgia on September 28, 2004. O.R. Barham, Jr., President and Chief Executive Officer, and Jeffrey W. Farrar, Executive Vice President and Chief Financial Officer, are scheduled to make a presentation to attendees discussing the strategies and performance of Virginia Financial Group, Inc. (VFG) on Tuesday, September 28 at 8:30 a.m. eastern time. A live webcast of the presentation, which will include slides and audio, will be available via the Internet at http://www.wsw.com/webcast/strh10/vfgi. For those unable to listen to the live broadcast, a replay will be available for 60 days after the conference. There is no charge for the access. VFG is one of the largest Virginia based community bank holding companies. It is the parent company for Planters Bank & Trust Company of Virginia -- in Staunton; Second Bank & Trust -- in Culpeper; Virginia Heartland Bank -- in Fredericksburg and Virginia Commonwealth Trust Company -- in Culpeper. The Company is a traditional community banking provider, offering a full range of business and consumer banking services including trust and asset management services via its trust company affiliate. The organization maintains a network of thirty-seven branches serving Central and Southwest Virginia. It also maintains five trust and investment service offices in its markets, and loan production offices located in Charlottesville and Lynchburg. DATASOURCE: Virginia Financial Group, Inc. CONTACT: Jeffrey W. Farrar, Executive Vice President and CFO of Virginia Financial Group, Inc., +1-540-829-1603, or Web site: http://www.vfgi.net/

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