SoFi Says No More to Staying in an Unfulfilling
Relationship
SoFi (NASDAQ: SOFI) announced today its new brand campaign,
“Break Up With Bad Banking”, inspiring people to move out of
unfulfilling relationships with their banking institutions and move
on with SoFi, an all-in-one banking app disrupting the personal
finance category that allows consumers to save, spend, borrow,
earn, invest and protect their money all in one place just in time
for the season of love.
Research shows that the average adult in the United States has
used the same primary checking account for fourteen years.1 This
statistic coupled with the fact that financial institutions only
have a 33% approval rating shows it’s time to stop settling for
mediocre.2 SoFi’s last brand campaign of 2021 explored the
celebratory feeling that comes with members getting their money
right with SoFi. This latest campaign drives a call to action to
break up with bad banking ahead of Valentine’s Day by moving on
with SoFi so consumers can relish in that same celebratory
feeling.
“Sometimes we stay in relationships that don’t fulfill us even
though we know it’s time to break up. Our new ‘Break Up with Bad
Banking’ campaign is a call to action for consumers to wake up from
financial complacency and join a bank that truly understands their
wants and needs,” said Lauren Stafford Webb, Chief Marketing
Officer of SoFi. “We are committed to creating meaningful and
lasting relationships with our members. When you move on with SoFi,
you’re entering a relationship that prioritizes you. Our robust
product offering puts you and your financial needs first to help
you get your money right—and ultimately help you achieve financial
independence.”
The campaign is kicking off with a digital and influencer
campaign and sweepstakes across TikTok, Instagram, and Twitter this
week with accompanying television advertisements to air across all
major national cable/streaming platforms beginning in early
March.
As part of the campaign, SoFi is calling on members to Break Up
With Their Bank with the opportunity to win several prizes. One
opportunity is through a national three-day TikTok challenge where
participants are encouraged to share their break up story using an
original song made in partnership with Jax of @JaxWritesSongs and
the hashtag #SoFiBreakUpChallenge. Throughout the campaign, SoFi
will be rewarding people with $75,000 in SoFi Reward Points and the
grand prize winner will be awarded $25,000 in rewards points at the
end of the contest period. Another opportunity will be during Super
Bowl LVI where SoFi will be hosting a conversation on Twitter,
calling on members to #MoveOnWithSoFi. Throughout pivotal moments
of the big game, SoFi will provide prompts via its Twitter account
giving away up to $25,000 in prizes.
This announcement comes on the heels of SoFi announcing the
completion of its acquisition of Golden Pacific Bancorp, Inc.
(OTCPK: GPBI) and its wholly owned subsidiary Golden Pacific Bank,
N.A. (together, “GPB”). SoFi will offer an industry-leading Annual
Percentage Yield (APY) up to 1.00% for members with direct
deposit*, providing 33 times the national average interest on
balances. Research confirms that over half of consumers consider
savings account interest rates the most important type of interest
rate.
To learn more about the campaign visit www.sofi.com/breakup.
About SoFi
SoFi helps people achieve financial independence to realize
their ambitions. Our products for borrowing, saving, spending,
investing and protecting give our nearly three million members fast
access to tools to get their money right. SoFi membership comes
with the key essentials for getting ahead, including career
advisors and connection to a thriving community of like-minded,
ambitious people. SoFi is also the naming rights partner of SoFi
Stadium, home of the Los Angeles Chargers and the Los Angeles Rams.
For more information, visit SoFi.com or download our iOS and
Android apps.
Disclosures
SOFI BREAKUP CHALLENGE
TERMS AND CONDITIONS
ELIGIBILITY: The SoFi Breakup
Challenge (“Challenge”) is open solely to SoFi members who at the
time of participation are: [1] legal residents of the 50 United
States (including the District of Columbia) who are 19 years of age
or older in Alabama and Nebraska; 21 years of age or older in
Mississippi; or 18 years of age or older in all other states
including the District of Columbia, and (collectively referred to
hereafter as ‘you”, “Entrant” or “Entrants”). If you are not a SoFi
member, download the free SoFi app. Employees of Social Finance,
Inc. (the “Sponsor” or “SoFi”), Ventura Associates International
LLC (the “Administrator”) and their respective parent companies,
subsidiaries, affiliates, advertising, public relations and
promotion agencies or any company or individual involved with the
development or execution of the Challenge (collectively, the
“Challenge Entities”), and their immediate family members and/or
those living in the same household of each, whether related or not,
are not eligible to enter or win. Challenge is governed by U.S. law
and subject to all applicable federal, state, and local laws and
regulations. Void where prohibited by law.
Challenge begins at 12:00:00 AM Eastern Time (“ET”) February 7,
2022 and ends at 11:59:59 PM ET on February 27, 2022 (the
“Challenge Entry Period”). The Challenge Entry Period consists of
three (3) Weekly Period competitions as outlined within the chart
(below) and one (1) Grand Prize competition.
Weekly Period Details
Weekly Period Starts
Weekly Entry Period Ends
1
12:00:00 AM ET on February 7, 2022
11:59:59 PM ET on February 13, 2022
2
12:00:00 AM ET on February 14, 2022
11:59:59 PM ET on February 20, 2022
3
12:00:00 AM ET on February 21, 2022
11:59:59 PM ET on February 27, 2022
Each entry into the Challenge will be considered for a weekly
competition prize or the grand prize competition, depending on the
date and time the Entry is received, evaluated, and scored by the
judging panel. After the end of each Weekly Period, the Sponsor
will announce up-to-five (5) top scoring entries (subject to
verification) as weekly winners for that given Weekly Period. Any
announced and verified weekly winners will not qualify for
subsequent Weekly Periods competitions, but will be rejudged for
the Grand Prize competition. Any nonwinning entry will qualify to
compete in subsequent competitions (if any).
HOW TO SUBMIT ENTRY:
(a): Record sixty seconds (60) or less video sharing how you
feel about breaking up with bad banking (“Challenge theme”) while
incorporating the SoFi Break Up Song by Jax (“Music Asset”) into
your video.
(b): Post your video on Instagram or TikTok during the Challenge
Entry Period including all the following and required hashtags:
#SofiBreakupChallenge and #Contest and tag @SoFi. Your entry must
include all hashtags to enter the Challenge.
Your video posted according to steps a and b (above) are
referred hereafter as an “Entry.” If it is found an Entrant has
submitted more than one (1) Entry for a given Weekly competition,
the Sponsor will consider the first submission pulled from
Instagram or TikTok as the eligible Entry from that Entrant and all
other submission(s) by such Entrant will be disqualified. Only the
approved Music Asset can be included in the submitted video. If any
video exceeds the sixty (60) seconds, only the first sixty (60)
seconds will be reviewed and judged.
Entrants must have a smartphone or other wireless or electronic
device that supports Instagram and TikTok and have Internet access.
Normal Internet access and usage charges imposed by each entrant’s
online and cell phone service provider will apply. Use of automated
processes or repetitive submission of the same Entry is not
permitted. Released Parties are not responsible for any changes or
effects caused to Entrant’s smartphone or electronic system because
of submitting an Entry. Entries are subject to all notices posted
online including Sponsor’s privacy policy found at
www.SoFi.com.
Only Entries submitted via Instagram or TikTok will be accepted.
An entry can only be determined once as a weekly prize winner.
Entries will not be returned or acknowledged, nor will the Entries
be received or held “in confidence” and a submission does not
create a confidential relationship or obligation of secrecy between
you and the Sponsor or any of its affiliates.
By submitting an Entry, each Entrant acknowledges and agrees
that Sponsor may receive many Entries in this Challenge and that
such other Entries may be similar or identical in theme, idea,
format or other respects to Entrant’s Entry and Entrant waives any
and all claims Entrant may have had, may have, and/or may have in
the future that any Entries accepted, reviewed and/or used by the
Sponsor may be similar to or the same as his/her Entry.
Furthermore, by submitting an Entry, you, the Entrant, agrees that
Sponsor has no obligation to post or publish your Entry, that all
such postings or publication, if any, will be in Sponsor’s sole
discretion and that the posting or publication of an Entry does not
have any bearing on whether the Entry will be determined as a
winner. Without limiting the generality of the foregoing, Entrant
agrees that the Entry may be posted and shared by others and that
the Challenge Entities are not responsible for any unauthorized use
of Entries by third parties.
Sponsor reserves the right to disqualify any Entry for any
reason, in its sole and absolute discretion. Sponsor is under no
obligation to disclose why an Entry has been disqualified other
than the Entry was ineligible under these Terms and Conditions.
Entries subject to all notices posted at SoFi.com, including these
Terms and Conditions.
MUSIC ASSET DETAILS: Entrants may
not use Music Asset to create any Entry that duplicates or is
similar to any copyrighted material, or in any manner that could
otherwise infringe the copyright or any other intellectual property
of any third party. Music Asset is available to Entrants solely and
strictly for the purpose of use in Entrant’s Entry submission in
the Challenge in accordance with these Terms and Conditions. Music
Asset can be downloaded from the designated website and must NOT be
used for any purpose other than incorporation in Entrant’s Entry.
All rights to Music Asset are reserved to Sponsor. Any individual
who exploits or otherwise makes use of any of the Music Asset for
any purpose other than in an Entry to be submitted in the Challenge
is in violation of criminal and civil laws and the Sponsor reserves
the right to prosecute, and to seek damages from such individual(s)
to the fullest extent allowed by law. Each Entrant acknowledges and
agrees the Music Asset made available as part of the Challenge is
owned by Sponsor, and/or their respective affiliates and/or
licensors, as applicable, and are protected by intellectual
property laws. Sponsor hereby grants, and Entrant hereby accepts, a
limited, non-exclusive, non-transferable, revocable right and
license to use the Music Asset as part of the Challenge Entry.
Entrant further acknowledges and agrees he or she may not
reproduce, duplicate, modify, perform, transfer, post, distribute,
sell, or create derivative works of or otherwise use or make
available any portion of the Music Asset other than as specifically
permitted herein.
ENTRY RESTRICTIONS: Each Entry must
be original, in English and not copied from any other work and must
not infringe upon the rights of any third party. Content that may
NOT be contained in an Entry includes, but is not limited to, the
following:
- except for when an email address is requested for purposes of
contacting a potential winner, any content providing personally
identifiable information about yourself or any third parties, such
as address, phone number or any contact information.
- content in violation of third-party rights including, but not
limited to copyrights, trademark, right of publicity or any other
proprietary rights unless allowed by Sponsor such as the Music
Asset noted herein;
- content that is libelous, defamatory, disparaging or
tortious;
- content that is pornographic, adult-oriented, or sexually
explicit;
- content portraying or referring to lotteries or gambling;
- content portraying or including explicit or offensive
language;
- content portraying or advocating violence, illegal activities,
tobacco, alcohol, or drugs, dangerous stunts;
- content portraying or referring to weapons of any kind
including, but not limited to, guns or bombs;
- content that promotes bigotry, racism, hatred, or harm against
any group or individual or promotes discrimination based on race,
sex, religion, nationality, disability, sexual orientation, age or
any basis protected by federal, state, or local law, ordinance, or
regulation;
- content that denigrates, disparages, or reflects negatively on
the Sponsor, its services and products or its employees, or on any
other person, company, services or product, or that disparages
Sponsor’s competitors;
- prior to entering Challenge, content must not have been
published, submitted, or otherwise used for any commercial
purpose;
- content that communicates messages or images inconsistent with
the positive images and/or goodwill to which Sponsor wishes to
associate;
- depict or otherwise identify a minor unless a parent or legal
guardian is the Entrant;
- depict or otherwise identify a pet unless its legal owner is
the Entrant;
- must not contain any computer viruses, Easter eggs, worms,
Trojan Horses or other harmful component or programming routines
intended to damage, detrimentally interfere with, surreptitiously
intercept, or expropriate any system, data or personal information.
Entries containing any such aspects and/or that are in violation of
law or otherwise deemed by Sponsor, in its sole discretion, to be
prejudicial to Sponsor or inappropriate in any way, will be
disqualified. Entries determined, in Sponsor’s sole discretion, to
infringe on any intellectual property rights or other rights will
be disqualified.
If an Entry includes any of the prohibited elements listed
above, the Entry will be disqualified. The above list is not
intended to be exhaustive; the Sponsor may disqualify any Entry if
it contains any content the Sponsor and/or the Administrator deems,
in their sole discretion, to be offensive or obscene in any way or
to comply with these Terms and Conditions. If the Entry contains
any material or elements that are not owned by the Entrant and/or
which are subject to the rights of third parties, the Entrant is
responsible for obtaining, prior to submission of the Entry, any
and all releases and consents necessary to permit the use and
exhibition of the Entry by Sponsor in the manner set forth in these
Terms and Conditions. Sponsor reserves the right to request proof
of these permissions in a form acceptable to Sponsor from any
Entrant at any time.
By entering, Entrants, including all winners, grant the Sponsor
permission (except where prohibited by law) to use his or her name,
Entry, any testimonial obtained by Sponsor, hometown, statement(s),
likeness, image, voice, appearance, prize won (if Entrant is
determined a winner), for promotional purposes, advertising,
publicity in any and all media, including online posting, now or
hereafter devised throughout the world in perpetuity without
further compensation.
JUDGING: A panel of judges
consisting of personnel from the Sponsor (“judging panel”) will
determine the top scoring Weekly Period Entries and the overall top
scoring Grand Prize entry based on the following weighted judging
criteria:
a) Best technical composition of the video (25%)
b) Best artistic composition of the video (25%)
c) Creativity of Submission (15%)
d) Suitability for advertising and publicity purposes (10%)
and
e) Adherence to the Challenge theme (25%)
TIES: In the event of a tie, the
Entry from among the tied Entries with the highest score for
technical and artistic composition of the video will be declared
the winner. In the event of a further tie, the Entry from among the
tied Entries with the highest score received for Adherence to the
Challenge theme will be declared the winner. The decisions of the
judging panel are final and binding on all matters relating to
determination of any winning Entry.
Sponsor reserves the right to not award any prize if, in its
sole and absolute discretion, it does not receive enough eligible
Entries to be considered for a Weekly Period prize or the Grand
Prize.
PRIZES: Up-to-five (5) prizes
awarded per Weekly Period (up-to fifteen (15) in total): $5,000.00
each. One (1) Grand Prize: $25,000.00. Prize funds will be awarded
approximately sixty (60) days of each winner announcement and will
be deposited into the member’s SoFi Money account. If a winner does
not have a SoFi Money account at time of winning, he or she will
need to create a free SoFi Money account prior to the awarding of
prize. All federal, state, local taxes or other expenses relating
to the prize won, acceptance and possession of prize is the sole
responsibility of each winner. An IRS form 1099 will be filed in
the name of each winner for the value of prize won.
WINNER NOTIFICATIONS: Weekly Period
winners will be notified within 3-4 days from date of winner
determination and the Grand Prize winner will be determined on or
about March 7, 2022. All winners will be notified via a comment or
direct message on social media and will be required to email the
Administrator within forty-eight (48) hours and provide the contact
information which will be used to facilitate eligibility
verification and prize claim. Administrator will email an Affidavit
of Eligibility, Release of Liability, and a Publicity Release
(“Affidavit/Release”) and IRS W9 Tax Form to each winner and he/she
will be required to execute and return Affidavit/Release within
three (3) days of date printed on notification or winner’s Entry
may be disqualified. At the sole discretion of the Sponsor,
disqualification, forfeiture, and the determination of an alternate
winner may result from any of the following: [1] a winner’s failure
to respond to the notification within forty-eight (48) hours after
its transmission. [2] failure of undeliverable notification due to
deactivation of winner’s Instagram or TikTok account. [3] winner’s
Instagram or TikTok account is set to “private mode.” [4] winner’s
failure to complete and return Affidavit/Release by the
notification deadline. [5] if a winner cannot accept the prize for
any reason and [6] any other non-compliance with the Terms and
Conditions. If this is case, the Entry with the next highest score
received during the judging round the disqualified Entry originated
may be determined the alternate winner (subject to verification).
The Sponsor reserves the right to modify the notification
procedures in connection with the selection of an alternate winner,
if any.
ASSIGNMENT OF RIGHTS: Each Entrant
hereby acknowledges that his or her Entry in the Challenge and all
other materials of every kind whatsoever created by Entrant
relating to the Challenge (collectively, the “Work”) are a “work
made for hire” (as that term is used in the United States Copyright
Act) for Sponsor and the Sponsor is the sole and exclusive owner,
in perpetuity and throughout the universe, of all right, title and
interest in and to the Work, including without limitation all
copyrights in and to the Work (and all renewals and extensions
thereof now or hereafter provided by law) and all the rights
therein and thereto, and may exploit the Work in any manner
throughout the world without restriction on a gratis basis. Without
limiting the binding effect of any of the foregoing provisions, in
the event that any part of the Work is not deemed to be a “work
made for hire” for the Sponsor, the Entrant hereby irrevocably and
exclusively grants and assigns to Sponsor (or, if any applicable
law prohibits or restricts such assignment, Entrant hereby grants
to Sponsor an irrevocable, perpetual, royalty-free, transferable
license of) on a gratis basis all right, title and interest in and
to such Work, including, without limitation, all rights of every
kind and nature (whether now known or hereafter devised, including
all copyrights therein and thereto and all renewals and extensions
thereof), throughout the universe, in perpetuity, for all purposes,
in any and all media, whether now known or hereafter devised.
Entrant hereby waives all so-called “moral rights of authors” and
“droit moral” rights (and any similar or analogous rights under the
applicable laws of any country of the world). Each Entrant agrees
and acknowledges that no public performance, synchronization,
mechanical, songwriting, publishing and/or master use royalties,
monies or consideration of any kind will be payable in connection
with Sponsor’s use of the Work, whether commercial use or
otherwise, in all media, whether now known or hereafter
devised.
CONSENT AND RELEASE: To the fullest
extent possible in law, Entrants, and on behalf of themselves and
on behalf of their respective heirs, executors, administrators,
legal representatives, successors and assigns (“Releasing
Parties”), release, defend and hold harmless the Challenge
Entities, Instagram or TikTok (collectively, the “Released
Parties”) from any and all actions, causes of action, suits, debts,
dues, sums of money, accounts, reckonings, bonds, bills,
specialties, covenants, contracts, controversies, agreements,
promises, variances, trespasses, lost profits, indirect or direct
damages, consequential damages, incidental damages, punitive or
exemplary damages, judgments, extent, executions, claims and
demands whatsoever, in law, admiralty or equity, whether known or
unknown, foreseen or unforeseen, against Released Parties which any
one or more of the Releasing Parties ever had, now have or
hereafter can, shall or may have which in any way arise out of or
result from Entrant’s participation, acceptance and use or misuse
of prize (if determined to be a winner). The Sponsor is not
responsible for any typographical or other error in the printing of
the offer, changes to any Instagram or TikTok function that may
interfere with the Challenge or your ability to timely enter, any
notification failure due to Instagram or TikTok function or
personal account setting, administration of the Challenge or in the
announcement of any prize. In the event Sponsor is prevented from
continuing with the Challenge as contemplated herein by any event
beyond its control, or otherwise, including but not limited to
fire, flood, earthquake, explosion, labor dispute or strike, act of
God or public enemy, satellite or equipment failure, riot or civil
disturbance, terrorist threat or activity, war (declared or
undeclared) or any federal, state, or local government law, order,
or regulation, or order of any court, or other cause, Sponsor shall
have the right to modify, suspend or terminate the Challenge.
Furthermore, the Sponsor reserves the right to terminate the
Challenge if it becomes technically corrupted (including if a
computer virus or system malfunction inalterably impairs its
ability to conduct the Challenge), and to determine winners from
among all eligible Entries received prior to termination. Entrants
assume all liability for any injury, including death or damage
caused or claimed to be caused, by participation in this Challenge
or use or redemption of the prize (if Entrant is determined to be a
winner).
ARBITRATION: This Challenge shall
be governed by and interpreted under the laws of the State of
California, U.S.A. without regard to its conflicts of laws
provisions. Entrants hereby agree that any and all disputes,
claims, causes of action, or controversies (“Claims”) arising out
of or in connection with this Challenge shall be resolved, upon the
election by Entrant or Sponsor, by arbitration pursuant to this
provision and the code of procedures of either the National
Arbitration Forum (“NAF”) or the American Arbitration Association
(“AAA”), as selected by the Entrant. IF ARBITRATION IS CHOSEN BY
ANY PARTY WITH RESPECT TO A CLAIM, NEITHER PARTY WILL HAVE THE
RIGHT TO LITIGATE THAT CLAIM IN COURT OR HAVE A JURY TRIAL ON THAT
CLAIM. FURTHER, NEITHER SPONSOR NOR ENTRANT WILL HAVE THE RIGHT TO
PARTICIPATE IN A REPRESENTATIVE CAPACITY ON BEHALF OF THE GENERAL
PUBLIC OR OTHER PERSONS SIMILARLY SITUATED, OR AS A MEMBER OF ANY
CLASS OF CLAIMANTS PERTAINING TO ANY CLAIM SUBJECT TO ARBITRATION.
EXCEPT AS SET FORTH BELOW, THE ARBITRATOR’S DECISION WILL BE FINAL
AND BINDING. NOTE THAT OTHER RIGHTS THAT ENTRANT WOULD HAVE IF
ENTRANT WENT TO COURT ALSO MAY NOT BE AVAILABLE IN ARBITRATION. ANY
CLAIMS, JUDGMENTS AND/OR AWARDS SHALL BE LIMITED TO ACTUAL
OUT-OF-POCKET COSTS ASSOCIATED WITH ENTERING THIS CHALLENGE.
ENTRANT HEREBY WAIVES ANY RIGHTS OR CLAIMS TO ATTORNEY’S FEES,
INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF
ENTRANT, WHETHER FORESEEABLE OR NOT AND WHETHER BASED ON NEGLIGENCE
OR OTHERWISE. The arbitrator’s authority to resolve Claims is
limited to Claims between Sponsor and Entrant alone, and the
arbitrator’s authority to make awards is limited to awards to
Sponsor and Entrant alone. Furthermore, claims brought by either
party against the other may not be joined or consolidated in
arbitration with Claims brought by or against any third party,
unless agreed to in writing by all parties. No arbitration award or
decision will have any preclusive effect as to issues or claims in
any dispute with anyone who is not a named party to the
arbitration. Notwithstanding any other provision in this Agreement
and without waiving either party’s right to appeal such decision,
should any portion of this provision be deemed invalid or
unenforceable, then the entire provision (other than this sentence)
shall not apply.
GENERAL: In the event of a dispute
as to the ownership of any Entry, the authorized account holder of
the email address used to register the social media account will be
deemed to be the Entrant. The “authorized account holder” is the
natural person assigned an email address by an Internet access
provider, online service provider or other organization responsible
for assigning email addresses for the domain associated with the
submitted address. Winners may be required to show proof of being
the authorized account holder.
Any Entry that has been tampered with or altered, or mass
Entries or Entries generated by a script, macro or use of automated
devices are void. The Sponsor is not responsible for: (i) human or
technical error, omission, interruption, deletion, defect, delay in
operations or transmission, theft or destruction or unauthorized
access to or alterations of Entry materials, or for technical,
network, telephone equipment, electronic, computer, app, hardware
or software malfunctions of any kind, or inaccurate transmission of
or failure to receive Entry information by Sponsor on account of
technical problems or traffic congestion on the Internet or at any
website or any combination thereof; (ii) any injury or damage to
Entrant’s or any other person’s computer related to or resulting
from participating in the Challenge, or (iii) the failure of any
third party to comply with the instructions and proper
administration of this Challenge. By participating in the
Challenge, Entrants (i) agree to be bound by these Terms and
Conditions, including all eligibility requirements, and (ii) agree
to be bound by the decisions of Sponsor and the Administrator,
which are final and binding in all matters relating to the
Challenge. Sponsor reserves the right at its sole discretion to
disqualify any individual that tampers or attempts to tamper with
the entry process or the operation of the Challenge or website or
violates these Terms and Conditions. LEGAL WARNING: ANY ATTEMPT BY
AN INDIVIDUAL, WHETHER OR NOT AN ENTRANT, TO DELIBERATELY INTERFERE
WITH THE OPERATION OF THE CHALLENGE, IS A VIOLATION OF CRIMINAL
& CIVIL LAWS AND SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES AND
DILIGENTLY PURSUE ALL REMEDIES AGAINST ANY SUCH INDIVIDUAL TO THE
FULLEST EXTENT PERMITTED BY LAW.
WINNERS LIST: For a list of winners
(available after March 30, 2022), send a stamped, self-addressed
envelope (postage not required for Vermont residents) by March 30,
2022 to: SoFi Breakup Challenge Winners List, c/o Ventura
Associates International LLC, 494 Eighth Avenue, Suite 1700
(DE/SOFI), New York, NY 10001.
PRIVACY: By entering the Challenge,
the information Entrants provide may be sent to promotional
partners. Entrants may be contacted by the Sponsor and/or any
promotional partners with future promotional offers. Information
provided by entrants to participate in this Challenge is subject to
Sponsor’s privacy policy located at
https://www.sofi.com/privacy-policy/.
SPONSOR: Social Finance Inc., 234
1st Street, San Francisco, CA 94105.
ADMINISTRATOR: Ventura Associates
International LLC, 494 Eighth Avenue, Suite 1700, New York, NY
10001.
This Challenge is in no way promoted, endorsed, or administered
by, or associated with any social media entity, including but not
limited to Instagram® and TikTok. Any questions, comments or
complaints regarding the Challenge must be directed to the Sponsor
or Administrator, and not to any social media entity.
Rewards Points: Your ability to earn or redeem points may be
suspended or terminated if your account is not in good standing.
Additional terms and conditions may apply. Please review your “How
to earn points” page in your app for additional details. Brokerage
and Active investing products offered through SoFi Securities LLC,
member FINRA/SIPC. For additional disclosures related to the SoFi
Invest platforms described above, including state licensure of SoFi
Digital Assets, LLC, please visit SoFi.com/legal.
*Members must first sign up for a SoFi Money® account and will
be eligible for upgrade upon the future release of SoFi® Checking
and Savings offered through SoFi Bank, N.A.
SoFi Money® is a cash management account, which is a brokerage
product, offered by SoFi Securities LLC. Member FINRA/SIPC.
SoFi Banking members with direct deposit can earn up to 1.00%
annual percentage yield (APY) interest on the first $50,000 of
their balances for their checking and savings accounts, plus the
cumulative total of all Vault balances, for up to $150,000 total
deposits. Balances over $50,000 in each category will earn 0.05%
APY. Members without direct deposit will earn 0.25% APY on account
balances. Interest rates are variable and subject to change at any
time. Rate of 1.00% APY is current as of 12/15/2021. Additional
information can be found at
http://www.sofi.com/legal/banking-rate-sheet
©2022 Social Finance, Inc. All rights reserved.
1 Source: Bankrate 2 Source: JD Power 2019 U.S. Retail Banking
Satisfaction Study
View source
version on businesswire.com: https://www.businesswire.com/news/home/20220209005441/en/
Sophia Yannopoulos pr@sofi.com
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