ERIE, Pa., Feb. 27, 2019 /PRNewswire/ -- Whether you're
getting married, expecting a baby or getting ready to downsize, big
changes in life often come with new financial priorities. That's
why it helps to have an insurance agent who can help you
understand what these changes mean for your insurance needs. Erie
Insurance, which has more than 12,000 independent ERIE agents ready to help, offers nine
life changes that should prompt a call to your agent:
- You're getting married (or divorced). There are a
lot of things worth discussing with your insurance
agent before you walk down the aisle - making sure your
spouse-to-be is protected by the right life insurance,
insuring your new home, putting both names on any auto policies, or
getting extra coverage for that engagement ring. On the flip side,
there are things that will need changed if you're going through a
divorce.
- You're having a baby. Whether it's your first or
your fifth, a new bundle of joy is a reason to check your life
insurance coverage. This holds true whether you're employed or a
stay-at-home parent.
- You're moving. A new house or apartment will
need new coverage. An insurance agent can tell you what
you need in homeowners insurance or renters
insurance.
- You're adding on to your home. A new
addition often means you need a higher limit on
your homeowners insurance.
- You have a child heading to
college. Your insurance agent can tell
you what's covered when your child is away from home. He or she can
also tell you about life insurance for student loans if
you're a cosigner on a loan.
- You're buying a new car. Like a new house or
apartment, a new car means you'll need to update your auto
insurance policy. If you are considering a new car, but
looking for potential insurance rates, get a fast and free online
auto quote from ERIE.
- You're starting a business – even if it's a home-based
business. No matter where your business is located
or how big it is, you'll most likely need extra coverage to ensure
everything has the proper protection.
- You're about to start a new job. If your new job
comes with a new salary, you may need extra life
insurance protection. You will also want to talk with
your insurance agent about what kind of life
insurance is offered through your job—in many instances, it
isn't enough to fully protect your loved ones if the unthinkable
happens.
- You're switching mortgage or auto lenders. Most
mortgage and auto lenders require proof that they're listed as
insureds on your policy. But things can fall through the cracks at
times. Claims payments can get confusing if your old lender is
still listed on your policy.
![Having a baby is one of many life events you should tell your insurance agent about. Having a baby is one of many life events you should tell your insurance agent about.](https://mma.prnewswire.com/media/827406/happy_family.jpg)
Even if you don't fall into any of the above-mentioned
scenarios, it's still a good idea to check in with your
agent once a year. He or she can give your coverage a quick
checkup to make sure everything's still sized right for your life
and what's new in it. Is it time to find a new agent or add a
policy? Find a local ERIE
agent near you to get you the coverage you need for the life
you live.
Erie Insurance Group
According to A.M. Best
Company, Erie Insurance Group, based in Erie,
Pennsylvania, is the
9th largest homeowners insurer and 11th
largest automobile insurer in the United States based on
direct premiums written and the 16th largest
property/casualty insurer in the United States based on
total lines net premium written. The Group, rated A+
(Superior) by A.M. Best Company, has more than 5 million
policies in force and operates in 12 states and the District
of Columbia. Erie Insurance Group is a FORTUNE 500
company.
News releases and more information about Erie Insurance
Group are available at www.erieinsurance.com.
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SOURCE Erie Insurance