Bank of the Carolinas Declares a Cash Dividend MOCKSVILLE, N.C., Dec. 9 /PRNewswire-FirstCall/ -- Bank of the Carolinas (OTC:BCAR) (BULLETIN BOARD: BCAR) announced today that its Board of Directors had declared a cash dividend of $.05 per share of its common stock, payable on January 10, 2005, to shareholders of record on December 20, 2004. Bank of the Carolinas is a state-chartered bank, headquartered in Mocksville, NC, with offices in Advance, Asheboro, Carthage, Cleveland, Harrisburg, Landis and Lexington. The bank's common stock is traded on the OTC Bulletin Board under the symbol BCAR. Additional information about Bank of the Carolinas is available on its website at http://www.bankofthecarolinas.com/ . For further information contact: J. A. Bush Chief Financial Officer Bank of the Carolinas 106 York Way Advance, NC 27006 (336) 998-1799, ext. 219 DATASOURCE: Bank of the Carolinas CONTACT: J. A. Bush, Chief Financial Officer of Bank of the Carolinas, +1-336-998-1799, ext. 219 Web Site: http://www.bankofthecarolinas.com/

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