FRN Variable Rate Fix

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    Irish Life & Permanent Plc

RE: IRISH LIFE AND PERMANENT PLC
GBP 2,000,000.00
MATURING: 14-Feb-2007
ISSUE DATE: 14-Feb-2002
ISIN: XS0143127065

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
15-May-2006 TO 14-Aug-2006 HAS BEEN FIXED AT 4.710630 PCT

DAY BASIS 91/365

INTEREST PAYABLE VALUE 14-Aug-2006 WILL AMOUNT TO:
GBP 11.74 PER GBP 1,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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