Re:                                                                                           GRANITE MORTGAGES 04-3
PLC
                                                                                               GBP 54350000
                                                                                               MATURING: 20-Sep-2044
                                                                                               ISIN: XS0201486833
                                                                                                                         
 PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
 22-Dec-2008 TO 20-Mar-2009 HAS BEEN FIXED AT 3.285000 PCT
  
 DAY BASIS: ACTUAL/365(GBP)
  
 INTEREST PAYABLE VALUE 20-Mar-2009 WILL AMOUNT TO:
 GBP 396 PER GBP 50000 DENOMINATION
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