ERIE, Pa., Aug. 28, 2018 /PRNewswire/ -- College
students, and many 20-somethings, often find themselves living with
a roommate or two. While splitting rent and utilities can be great,
it can also be tricky if that $20
bill on top of your dresser goes missing or the tablet you left on
your desk mysteriously disappears.
Roommate theft can be hard to tackle if there isn't any
clear-cut evidence or if your roommate is a friend. It's important
to have the right insurance to protect you as well. Erie Insurance
offers these eight tips to help you secure your stuff and prevent
roommate theft.
- Communicate. When first moving in with your new roommate,
be sure to discuss what you feel comfortable borrowing or lending
out. Letting them know up front if you don't like sharing food,
clothes, electronics or money will help set up a general guideline
both of you can follow.
- Don't leave items out. Leaving something unattended or out
in the open increases the opportunity for someone to notice it and
take it. Wallets, phones, your keys and ID cards are easy to snatch
when you aren't looking. Hold on to sensitive items, and if you
aren't using them, put them somewhere safe.
- Don't give out private information. This includes your
passwords, social security number or any personal information that
could help someone gain access into your room or bank account.
Lending out your keys or swipe cards can also put your items at
risk.
- Limit what you say on social media. While you may be
itching to update your status and post what
an amazing deal you got on that new laptop, you'd
also be letting everyone know you have a fancy new piece of
technology in your room. Be careful what you post.
- Engrave high-value items. Engraving your initials or a
personal message on your electronics or other pricier items can
make it more difficult for a thief to sell them, possibly deterring
them from stealing it all together. It also makes it easier for any
items to be returned to you.
- Lock your door. It may sound like common sense, but if you
don't share a bedroom with your roommate, lock your door when
you're not home. Likewise, if your roommate is throwing a party or
inviting friends over that you may not trust, locking your door is
an easy way to prevent strangers from entering without your
permission.
- Invest in a safe. A safe can help you securely store cash,
credit cards, jewelry and more. Learn more about what to look
for when shopping for a safe.
- Install a security camera. Smart home technology is
getting better and more affordable for a college student's budget.
Many security cameras are under $100.
Just make sure to tell your roommate you're installing a camera.
Just knowing there's a camera on the premises can be a
deterrent.
If the worst does happen, you'll want to have the right
insurance. Depending on the circumstances, and the specifics of
your policy, your stolen stuff could be covered under your or your
parents' homeowners insurance; or your own renters
insurance. Finding a local ERIE agent in your neighborhood will help
to answer questions, simplify things and help you get the insurance
you need – and nothing you don't.
Erie Insurance Group
According to A.M. Best
Company, Erie Insurance Group, based in Erie,
Pennsylvania, is the
9th largest homeowners insurer and 11th
largest automobile insurer in the United States based on
direct premiums written and the 16th largest
property/casualty insurer in the United States based on
total lines net premium written. The Group, rated A+
(Superior) by A.M. Best Company, has more than 5 million
policies in force and operates in 12 states and the District
of Columbia. Erie Insurance Group is a FORTUNE 500
company.
News releases and more information about Erie Insurance
Group are available at www.erieinsurance.com.
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SOURCE Erie Insurance