IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: IRISH LIFE & PERMANENT PLC
    EUR 100,000,000.00
    MATURING: 01/Oct/2005
    ISSUE DATE: 01/Apr/2004
    ISIN: XS0187767586

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
01/Jul/2005 TO 03/Oct/2005 HAS BEEN FIXED AT 2.134000 PCT.

DAY BASIS 94/360

INTEREST PAYABLE VALUE 03/Oct/2005 WILL AMOUNT TO
EUR 557.21 PER EUR 0.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 (0)20 7508 3858/3855 OR FAX: 44 (0)20 7508 3881.

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