www.shinesrooms.com has a handpicked team of market professionals with over 100 years of combined investing experience. Today they are providing members comprehensive research on the Accident & Health Insurance industry and are offering free analytical research on Unum Group (NYSE: UNM) and AFLAC Inc. (NYSE: AFL). Register with us today at http://www.shinesrooms.com/index.php?_controller=RegisterMember&_method=index.com to have free access to these research reports.

Continued low interest rates have been a headwind in the Accident and Health Insurance industry, with many insurance companies' profits being negatively affected by smaller returns on their investments. Some companies in the industry, such as AFLAC Inc., have been able to find other ways to generate growth though. Get your free reports on Unum Group and AFLAC Inc. at http://www.shinesrooms.com/index.php?_controller=RegisterMember&_method=index. There is no commitment to join.

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AFLAC Inc., which has significant business in Japan, has been able to benefit from both a favorable yen to dollar exchange rate and increased Japanese business. AFLAC Inc. report is accessible for free by registering today at http://www.shinesrooms.com/AFLACInc231111.pdf.

High U.S. unemployment and increased disability claims in the U.K. have been negative factors for some companies in the industry though, as fewer employees to insure has meant not only fewer insurance contracts, but lower demand across the industry which has lead to lowered insurance premiums in many cases. Companies in the industry like Unum Group recently missed analysts' estimates as sales of new policies fell significantly in the United Kingdom while disability claims rose. Unum Group report is accessible for free by registering today at http://www.shinesrooms.com/UnumGroup231111.pdf.

The two Accident & Health Insurance stocks research reports are available for free by signing up now on www.shinesrooms.com.

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