Highlands Bankshares Inc /WV/ - Current report filing (8-K)

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D. C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 27, 2008

HIGHLANDS BANKSHARES, INC.

(Exact name of registrant as specified in its charter)

West Virginia		0-16761		55-0650793
(State or other jurisdiction of Incorporation or organization		(Commission File Number)		(I.R.S. Employer Identification No.)

P.O. Box 929
Petersburg, WV		26847
(Address of principal executive offices)		(Zip Code)

Registrant's telephone number, including area code (304) 257-4111

Check the appropriate box below if the Form 8-K filing is intended to simultaneously
Satisfy the filing obligation of the registrant under any of the following provisions:

		Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425

		Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

		Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

		Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Page Two

Item 2.02

Results of Operations and Financial Condition

On February 27, 2008, Highlands Bankshares, Inc. issued a press release announcing operational results for the quarter ended December 31, 2007 and for the year ended December 31, 2007. A copy of the press release is being furnished as Exhibit to this report and is incorporated by reference into this item 99.1.

Item 9.01 Financial Statements and Exhibits

(a) Exhibits

99.1

Press release issued February 27, 2008

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.