ING publishes its 2018 Integrated Annual Report
March 07 2019 - 11:36AM
ING today published the 2018 ING Group Annual Report, an
integrated report designed to provide a broad range of stakeholders
with an overview of our financial and non-financial performance in
2018.
The report includes a detailed explanation of our strategic
direction in the 'Strategy and how we create value' chapter,
including a value creation model. Chapters including the 'World
around us', 'Our business', 'Innovation and transformation',
'People', and 'Risk and capital management' give in-depth views of
a range of areas crucial to ING, to how we serve our customers and
to our future direction.
The report integrates our financial and non-financial
performance with the larger role ING plays in society. A broad
group of stakeholders, including customers, investors, employees
and management, were consulted and their feedback was analysed to
identify topics that have the greatest impact on our business and
to determine focus areas for our non-financial reporting.
The Annual Report is available on a special annual report
landing page on ING's website ing.com. This page includes all
relevant downloads and an accessible and engaging overview of the
key figures and highlights of the year. The 2018 ING Annual Report
is also available free of charge in print at ING's global
headquarters.
Note for editors
For further information on ING, please visit www.ing.com.
Frequent news updates can be found in the Newsroom or via the
@ING_news Twitter feed. Photos of ING operations, buildings and its
executives are available for download at Flickr. Footage (B-roll)
of ING is available via ing.yourmediakit.com or can be requested by
emailing info@yourmediakit.com. ING presentations are available at
SlideShare.
Press enquiries |
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Investor enquiries |
Marc Smulders |
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ING Group Investor Relations |
+31 20 576 2847 |
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+31 20 576 6396 |
Marc.Smulders@ing.com |
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Investor.Relations@ing.com |
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ING
PROFILE ING is a global financial institution with a strong
European base, offering banking services through its operating
company ING Bank. The purpose of ING Bank is empowering people to
stay a step ahead in life and in business. ING Bank's more than
51,000 employees offer retail and wholesale banking services to
customers in over 40 countries. ING Group shares are listed on the
exchanges of Amsterdam (INGA AS, INGA.AS), Brussels and on the New
York Stock Exchange (ADRs: ING US, ING.N). Sustainability forms an
integral part of ING's strategy, evidenced by ING's ranking as a
leader in the banks industry group by Sustainalytics. ING Group
shares are included in the FTSE4Good index and in the Dow Jones
Sustainability Index (Europe and World), where ING is also among
the leaders in the banks industry group. IMPORTANT
LEGAL INFORMATION Elements of this press release contain or may
contain information about ING Groep N.V. and/ or ING Bank N.V.
within the meaning of Article 7(1) to (4) of EU Regulation No 596/
2014. Certain of the statements contained herein are not historical
facts, including, without limitation, certain statements made of
future expectations and other forward-looking statements that are
based on management's current views and assumptions and involve
known and unknown risks and uncertainties that could cause actual
results, performance or events to differ materially from those
expressed or implied in such statements. Actual results,
performance or events may differ materially from those in such
statements due to a number of factors, including, without
limitation: (1) changes in general economic conditions, in
particular economic conditions in ING's core markets, (2) changes
in performance of financial markets, including developing markets,
(3) potential consequences of the United Kingdom leaving the
European Union or a break-up of the euro, (4) changes in the fiscal
position and the future economic performance of the US including
potential consequences of a European sovereign debt crisis (5)
potential consequences of a European sovereign debt crisis (6)
changes in the availability of, and costs associated with, sources
of liquidity such as interbank funding, (7) changes in
the conditions in the credit and capital markets generally,
including changes in borrower and counterparty creditworthiness,
(8) changes affecting interest rate levels, (9) inflation and
deflation in our principal markets, (10) changes affecting
currency exchange rates, (11) changes in investor and customer
behaviour, (12) changes in general competitive factors, (13)
changes in or discontinuation of 'benchmark' indices, (14) changes
in laws and regulations and the interpretation and application
thereof, (15) changes in compliance obligations including, but not
limited to, those posed by the implementation of DAC6, (16)
geopolitical risks, political instability and policies and actions
of governmental and regulatory authorities, (17) changes in
standards and interpretations under International Financial
Reporting Standards (IFRS) and the application thereof, (18)
conclusions with regard to purchase accounting assumptions and
methodologies, and other changes in accounting assumptions and
methodologies including changes in valuation of issued securities
and credit market exposure, (19) changes in ownership that could
affect the future availability to us of net operating loss, net
capital and built-in loss carry forwards, (20) changes in credit
ratings, (21) the outcome of current and future legal and
regulatory proceedings, (22) operational risks, such as system
disruptions or failures, breaches of security, cyber-attacks, human
error, changes in operational practices or inadequate controls
including in respect of third parties with which we do business,
(23) risks and changes related to cybercrime including the effects
of cyber-attacks and changes in legislation and regulations related
to cybersecurity and data privacy, (24) the inability to protect
our intellectual property and infringement claims by third parties,
(25) the inability to retain key personnel, (26) business,
operational, regulatory, reputation and other risks in connection
with climate change, (27) ING's ability to achieve its strategy,
including projected operational synergies and cost-saving
programmes and (28) the other risks and uncertainties detailed in
the most recent annual report of ING Groep N.V. (including the Risk
Factors contained therein) and ING's more recent disclosures,
including press releases, which are available on www.ING.com, (29)
this document may contain inactive textual addresses to internet
websites operated by us and third parties. Reference to such
websites is made for information purposes only, and information
found at such websites is not incorporated by reference into this
document. ING does not make any representation or warranty with
respect to the accuracy or completeness of, or take any
responsibility for, any information found at any websites operated
by third parties. ING specifically disclaims any liability with
respect to any information found at websites operated by third
parties. ING cannot guarantee that websites operated by third
parties remain available following the publication of this
document, or that any information found at such websites will not
change following the filing of this document. Many of those factors
are beyond ING's control. Any forward looking statements made by or
on behalf of ING speak only as of the date they are made, and ING
assumes no obligation to publicly update or revise any
forward-looking statements, whether as a result of new information
or for any other reason. This document does not constitute an offer
to sell, or a solicitation of an offer to purchase, any securities
in the United States or any other jurisdiction. |
- PDF version of press release.pdf
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