FORM 4
[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).         
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
                                                                                  
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Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public
Utility Holding Company Act of 1935 or Section 30(f) of the Investment Company Act of 1940
                      

1. Name and Address of Reporting Person *

ENGLISH CRISTIN REID 		2. Issuer Name and Ticker or Trading Symbol

CAPITOL BANCORP LTD [ CBC ] 		5. Relationship of Reporting Person(s) to Issuer (Check all applicable)

__ X __ Director                      _____ 10% Owner
__ X __ Officer (give title below)      _____ Other (specify below)
Corporate President
(Last)          (First)          (Middle)

6287 MEREFORD CT. 		3. Date of Earliest Transaction (MM/DD/YYYY)

12/30/2009
(Street)

EAST LANSING, MI 48823
(City)        (State)        (Zip)
4. If Amendment, Date Original Filed (MM/DD/YYYY)

 
6. Individual or Joint/Group Filing (Check Applicable Line)

___ Form filed by One Reporting Person
_ X _ Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3) 		2. Trans. Date 2A. Deemed Execution Date, if any 3. Trans. Code
(Instr. 8) 		4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5) 		5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4) 		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock                  54   D  
 
Common Stock                  350   D  
 
Common Stock                  1218   D  
 
Common Stock                  200   D  
 
Common Stock                  17683.2323   D  
 
Common Stock                  813.4088   D  
 
Common Stock                  9058.427   I   Cristin's 401k  
Common Stock                  1445.7569   I   Brian's ESOP  
Common Stock                  1885.7635   I   Cristin's ESOP  
Common Stock                  65   I   Custodian for non-relative  
Common Stock                  4000   D  
 
Common Stock                  2650   D  
 
Common Stock   12/30/2009     P   V 4000   A $1.95   18365   D  
 

Table II - Derivative Securities Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities)
1. Title of Derivate Security
(Instr. 3) 		2. Conversion or Exercise Price of Derivative Security 3. Trans. Date 3A. Deemed Execution Date, if any 4. Trans. Code
(Instr. 8) 		5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5) 		6. Date Exercisable and Expiration Date 7. Title and Amount of Securities Underlying Derivative Security
(Instr. 3 and 4) 		8. Price of Derivative Security
(Instr. 5) 		9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Option (right to buy)   $17.42                    1/15/2003   2/15/2010   Common Stock   1303     1303   D  
 
Option (right to buy)   $20.89                    12/31/2003   12/31/2009   Common Stock   801     801   D  
 
Option (right to buy)   $20.90                    4/9/2003   8/1/2010   Common Stock   1050     1050   D  
 
Option (right to buy)   $20.89                    12/31/2003   12/31/2009   Common Stock   961     961   D  
 
Option (right to buy)   $27.05                    12/31/2004   3/22/2010   Common Stock   40000     40000   D  
 
Option (right to buy)   $30.21                    5/16/2005   5/16/2011   Common Stock   40000     40000   D  
 
Option (right to buy)   $2.01                    11/16/2009   11/16/2014   Common Stock   32539     32539   D  
 
Option (right to buy)   $2.01                    11/16/2009   11/16/2014   Common Stock   19619     19619   D  
 
Warrants   $20.37                    5/31/2009   5/31/2014   Common Stock   19     19   D  
 

Explanation of Responses:

Reporting Owners
Reporting Owner Name / Address
Relationships
Director 10% Owner Officer Other
ENGLISH CRISTIN REID
6287 MEREFORD CT.
EAST LANSING, MI 48823 		X
Corporate President
ENGLISH BRIAN K
6287 MEREFORD CT.
EAST LANSING, MI 48823

General Counsel

Signatures
Cristin Reid English 12/30/2009
** Signature of Reporting Person Date


Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.
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