Item 7.01. Regulation FD Disclosure.
On May 22, 2017, Redwood
Trust, Inc. (the “Company”) issued a press release announcing that its Chief Executive Officer will present at the
KBW Mortgage Finance Conference on Thursday, June 1, 2017 at 9:45 a.m. (Eastern time). A link to the live webcast of the Company’s
presentation will be available through the Newsroom – Events and Presentations section of the Company’s website at
www.redwoodtrust.com. An archive of the webcast and the presentation materials will be available shortly after the presentation
at the same location for 90 days.
Cautionary Statement:
Redwood Trust’s presentation for the KBW Mortgage Finance Conference may contain forward-looking statements within the meaning
of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements involve numerous
risks and uncertainties. Our actual results may differ from our beliefs, expectations, estimates, and projections and, consequently,
you should not rely on these forward-looking statements as predictions of future events. Forward-looking statements are not historical
in nature and can be identified by words such as “anticipate,” “estimate,” “will,” “should,”
“expect,” “believe,” “intend,” “seek,” “plan” and similar expressions
or their negative forms, or by references to strategy, plans, or intentions. These forward-looking statements are subject to risks
and uncertainties, including, among other things, those described in our Annual Report on Form 10-K for the year ended December
31, 2016, under the caption “Risk Factors.” Other risks, uncertainties, and factors that could cause actual results
to differ materially from those projected may be described from time to time in reports we file with the Securities and Exchange
Commission (SEC), including reports on Forms 10-Q and 8-K. We undertake no obligation to update or revise any forward-looking statements,
whether as a result of new information, future events, or otherwise.
Important factors, among others, that may affect our actual results include: the pace at which we redeploy
our available capital into new investments; interest rate volatility, changes in credit spreads, and changes in liquidity in the
market for real estate securities and loans; changes in the demand from investors for residential mortgages and investments, and
our ability to distribute residential mortgages through our whole-loan distribution channel; our ability to finance our investments
in securities and our acquisition of residential mortgages with short-term debt; changes in the values of assets we own; general
economic trends, the performance of the housing, real estate, mortgage, credit, and broader financial markets, and their effects
on the prices of earning assets and the credit status of borrowers; federal and state legislative and regulatory developments,
and the actions of governmental authorities, including the new U.S. presidential administration, and in particular those affecting
the mortgage industry or our business (including, but not limited to, the Federal Housing Finance Agency’s rules relating
to FHLB membership requirements and the implications for our captive insurance subsidiary’s membership in the FHLB); strategic
business and capital deployment decisions we make; developments related to the fixed income and mortgage finance markets and the
Federal Reserve’s statements regarding its future open market activity and monetary policy; our exposure to credit risk and
the timing of credit losses within our portfolio; the concentration of the credit risks we are exposed to, including due to the
structure of assets we hold and the geographical concentration of real estate underlying assets we own; our exposure to adjustable-rate
mortgage loans; the efficacy and expense of our efforts to manage or hedge credit risk, interest rate risk, and other financial
and operational risks; changes in credit ratings on assets we own and changes in the rating agencies’ credit rating methodologies;
changes in interest rates; changes in mortgage prepayment rates; changes in liquidity in the market for real estate securities
and loans; our ability to finance the acquisition of real estate-related assets with short-term debt; the ability of counterparties
to satisfy their obligations to us; our involvement in securitization transactions, the profitability of those transactions, and
the risks we are exposed to in engaging in securitization transactions; exposure to claims and litigation, including litigation
arising from our involvement in securitization transactions; whether we have sufficient liquid assets to meet short-term needs;
our ability to successfully compete and retain or attract key personnel; our ability to adapt our business model and strategies
to changing circumstances; changes in our investment, financing, and hedging strategies and new risks we may be exposed to if we
expand our business activities; our exposure to a disruption or breach of the security of our technology infrastructure and systems;
exposure to environmental liabilities; our failure to comply with applicable laws and regulations; our failure to maintain appropriate
internal controls over financial reporting and disclosure controls and procedures; the impact on our reputation that could result
from our actions or omissions or from those of others; changes in accounting principles and tax rules; our ability to maintain
our status as a REIT for tax purposes; limitations imposed on our business due to our REIT status and our status as exempt from
registration under the Investment Company Act of 1940; decisions about raising, managing, and distributing capital; and other factors
not presently identified.
The information contained
in this Item 7.01 and the attached Exhibit 99.1 is furnished to and not filed with the Securities and Exchange Commission, and
shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933,
as amended, or the Securities Exchange Act of 1934, as amended, except as shall be expressly set forth by specific reference in
such filing.