Irish Life & Permanent PLC

RE: IRISH LIFE AND PERMANENT PLC
    EUR 500,000,000.00
    MATURING: 27/Mar/2006
    ISSUE DATE: 27/Mar/2001
    ISIN: XS0126505402

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
28/Dec/2005 TO 27/Mar/2006 HAS BEEN FIXED AT 2.645000 PCT.

DAY BASIS 89/360

INTEREST PAYABLE VALUE 27/Mar/2006 WILL AMOUNT TO
EUR 65.39 PER EUR 10,000.00 DENOMINATION.
EUR 653.90 PER EUR 100,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881.
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