Irish Life & Permanent PLC

RE: IRISH LIFE + PERMANENT PLC
    EUR 150,000,000.00
    MATURING: 03/Mar/2006
    ISSUE DATE: 03/Mar/2004
    ISIN: XS0187260178

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
05/Sep/2005 TO 05/Dec/2005 HAS BEEN FIXED AT 2.193000 PCT.

DAY BASIS 91/360

INTEREST PAYABLE VALUE 05/Dec/2005 WILL AMOUNT TO:
EUR 554.34 PER EUR 100,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881.
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