Irish Life & Permanent PLC

RE: IRISH LIFE AND PERMANENT PLC
    GBP 2,750,000.00
    MATURING: 23/Dec/2009
    ISSUE DATE: 29/Jun/2004
    ISIN: XS0195627277

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
23/Jun/2005 TO 23/Sep/2005 HAS BEEN FIXED AT 4.940630 PCT

DAY BASIS 92/365

INTEREST PAYABLE VALUE 23/Sep/2005 WILL AMOUNT TO:
GBP 124.53 PER GBP 10,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881
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