HCBK (MM)

PARAMUS, N.J., Oct. 28 /PRNewswire-FirstCall/ -- Hudson City Bancorp, Inc. (NASDAQ:HCBK), announced that it will participate in the Ryan Beck & Co. 2005 Annual Financial Institutions Investor Conference on Wednesday, November 2, 2005. Denis J. Salamone, Hudson City's Senior Executive Vice President and Chief Operating Officer, will be presenting at the conference at 7:45 a.m. Eastern Time. A simultaneous audio webcast of Mr. Salamone's presentation, including the slide presentation, will be available through the following webcast link: http://www.vcall.com/CEPage.asp?ID=96216 The audio webcast will also be available through Hudson City Bancorp, Inc.'s website, http://www.hcbk.com/. The link to the audio webcast presentation through our website will be available until January 2, 2006. Hudson City Bancorp, Inc. is the parent company of Hudson City Savings Bank, a well-established community banking institution with a long-standing tradition of service excellence with assets exceeding $26 billion, making it the largest savings bank headquartered in New Jersey. Hudson City Savings Bank operates 84 full service branches throughout New Jersey, four branches in Suffolk County, NY and two branches in Richmond County (Staten Island), NY. The Federal Deposit Insurance Corporation insures Hudson City Savings' deposits. The webcast and slide presentation referenced in this news release may contain a number of forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These statements may be identified by the use of such words as "anticipate," "believe," "could," "estimate," "expect," "intend," "outlook," "plan," "potential," "predict," "project," "should," "will," "would," and similar terms and phrases, including references to assumptions. Forward-looking statements are based on various assumptions and analyses made by us in light of management's experience and its perception of historical trends, current conditions and expected future developments, as well as other factors we believe are appropriate under the circumstances. Consequently, no forward-looking statements can be guaranteed nor do we intend to update any forward-looking statements after the date of this webcast and slide presentation or conform them to actual results. DATASOURCE: Hudson City Bancorp, Inc. CONTACT: Louis J. Beierle, Vice President, Investor Relations, +1-201-967-8290, Web site: http://www.hcbk.com/

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