Company: Tennessee Commerce Bancorp Inc. (TNCC) 
   Participation: Tennessee Commerce received preliminary approval to issue 
   about $30 million in senior preferred shares and warrants. 
   Date of disclosure: Nov. 25 
   Notes: n/a 
 
   Company: The Bancorp Inc. (TBBK) 
   Participation: The Bancorp received preliminary approval for the sale of 
   about $45.2 million of preferred stock and related warrants. 
   Date of disclosure: Nov. 25 
   Notes: The new capital would raise The Bancorp's Tier 1 capital to risk- 
   weighted assets ratio to about 11.5% from 8.55% at Sept. 30. 
 
   Company: American River Bankshares (AMRB) 
   Participation: American River received preliminary approval for $6 million. 
   Date of disclosure: Nov. 24 
   Notes: Shareholders must approve amending the company's articles of 
   incorporation to authorize preferred stock. 
 
   Company: Cascade Financial Corp. (CASB) 
   Participation: Cascade completed its sale of $39 million in preferred 
   shares with a warrant to buy 863,442 common shares at an exercise price of 
   $6.77 each. 
   Date of disclosure: Nov. 24 
   Notes: When Cascade announced preliminary approval Nov. 3, it said the new 
   capital will raise Cascade's Tier 1 risk-based capital ratio to about 10% 
   and its total risk-based capital ratio to about 13%. On Nov. 24, the 
   company said the new capital will raise Cascade's total risk-based 
   capital ratio to 13.4%. 
 
   Company: Center Financial Corp. (CLFC) 
   Participation: Center received preliminary approval for $55 million. 
   Date of disclosure: Nov. 24 
   Notes: The new capital will increase Center's leverage capital ratio to 
   11.36% from 8.71% at Sept. 30, its Tier 1 risk-based capital ratio to 
   12.83% from 9.84% and its total risk-based capital ratio to 14.02% from 
   11.03%. 
 
   Company: CenterState Banks of Florida Inc. (CSFL) 
   Participation: In a transaction that closed Nov. 21, CenterState issued and 
   sold $27.9 million in preferred shares and a warrant to buy up to 250,825 
   common shares at an exercise price of $16.67 a share, for an aggregate 
   purchase price of $4.18 million. 
   Date of disclosure: Nov. 24 
   Notes: n/a 
 
   Company: Central Federal Corp. (CFBK) 
   Participation: Central Federal received preliminary approval for a $7.23 
   million investment. 
   Date of disclosure: Nov. 24 
   Notes: The new capital will raise the company's Tier 1 capital ratio to 
   about 13.3% and its total capital ratio to about 14.4%. 
 
   Company: Citigroup Inc. (C) 
   Participation: On Oct. 29, the U.S. Treasury said it would inject $25 
   billion into Citigroup. Late Nov. 23, the Treasury said it would add 
   another $20 billion. 
   Date of disclosure: Nov. 24 
   Notes: Additionally, Citigroup and the government identified a pool of 
   about $306 billion in troubled assets. Citigroup will absorb the first $29 
   billion in losses. After that, the Treasury, the Federal Reserve and the 
   Federal Deposit Insurance Corp. will take on any additional losses, though 
   the company could have to share a small portion of additional losses. 
 
   Company: Fidelity Southern Corp. (LION) 
   Participation: Fidelity received preliminary approval for $48.2 million. 
   Date of disclosure: Nov. 24 
   Notes: n/a 
 
   Company: First Defiance Financial Corp. (FDEF) 
   Participation: First Defiance received preliminary approval for the 
   Treasury to buy $37 million in newly issued preferred shares. 
   Date of disclosure: Nov. 24 
   Notes: The transaction is expected to close within 30 days. 
 
   Company: Heritage Commerce Corp. (HTBK) 
   Participation: Heritage Commerce completed its sale of $40 million in 
   preferred shares and related common stock warrants. 
   Date of disclosure: Nov. 24 
   Notes: If the issuance of the preferred shares had occurred on Sept. 30, 
   the company's consolidated leverage ratio would have risen to 10.72% from 
   8.27%, the Tier 1 risk-based capital ratio to 11.7% from 8.83% and the 
   total risk-based capital to 12.95% from 10.08%. Heritage announced 
   preliminary approval Nov. 5. 
 
   Company: Independent Bank Corp. (IBCP) 
   Participation: Independent received preliminary approval to sell $72 
   million in preferred shares and issue warrants to buy up to $10.8 million 
   in common shares. 
   Date of disclosure: Nov. 24 
   Notes: Independent expects the new capital to raise the company's Tier 1 
   capital-to-average-assets ratio to 9.86% from 7.42% at Sept. 30 and its 
   total capital-to-risk-weighted-assets ratio to 14.17% from 11.29%. 
 
   Company: Sterling Financial Corp. (STSA) 
   Participation: Sterling received preliminary approval for the sale of $303 
   million of preferred shares, plus related warrants for the purchase of 
   about $45 million of common stock. 
   Date of disclosure: Nov. 24 
   Notes: The investment is expected to increase Sterling's total risk-based 
   capital ratio to 13.8% from 11% at Sept. 30. 
 
   Company: Taylor Capital Group Inc. (TAYC) 
   Participation: Taylor said the Treasury completed its investment of $104.8 
   million in preferred shares on Nov. 21 and received warrants to buy 1.46 
   million common shares at an exercise price of $10.75 a share. 
   Date of disclosure: Nov. 24 
   Notes: On Nov. 4, Taylor said the new capital would increase Taylor's total 
   risk-based capital ratio to about 14%. Taylor announced preliminary 
   approval Nov. 12. On Nov. 24, the company said the new capital will raise 
   Taylor's tangible capital ratio to 7.45% from 4.87%, its Tier 1 risk-based 
   capital ratio to 11.11% from 7.61% and its total risk-based capital ratio 
   to 13.97% from 10.97%. 
 
   Company: Unity Bancorp Inc. (UNTY) 
   Participation: Unity received preliminary approval to sell $20.6 million in 
   preferred shares with warrants to buy common stock at an exercise price of 
   $4.04 a share. 
   Date of disclosure: Nov. 24 
   Notes: Unity expects each of its regulatory capital ratios to increase by 
   about 300 basis points after the Treasury funding.

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