UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
 
FORM 10-D
 
ASSET-BACKED ISSUER
Distribution Report Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
 
For the monthly distribution period from February 1, 2012 to February 29, 2012
 
Commission File Number of issuing entity: 333-166895-02
BA MASTER CREDIT CARD TRUST II
(Exact name of issuing entity as specified in its charter)
(Issuer of the Certificates)
 
Commission File Number of depositor: 333-166895
BA CREDIT CARD FUNDING, LLC
(Exact name of depositor as specified in its charter)
 
FIA CARD SERVICES, NATIONAL ASSOCIATION
(Exact name of sponsor as specified in its charter)
 
 
Delaware
(State or other jurisdiction of incorporation or organization of the issuing entity)
 
c/o BA Credit Card Funding, LLC
214 North Tryon Street
Charlotte, NC 28255
(Address of principal executive offices of issuing entity)
 
(980) 683-4915
(Telephone number, including area code)
 
N/A
(I.R.S. Employer Identification No.)
 
N/A
(Former name, former address, if changed since last report)
 
Each class of Certificates to which this report on Form 10-D relates is reporting in accordance with Section 15(d) of the Securities Exchange Act of 1934. The title of each class of Certificates to which this report on Form 10-D relates is set forth in Exhibit 99.1 hereto.
 
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes   X   No __
PART I – DISTRIBUTION INFORMATION
 
ITEM 1 – Distribution and Pool Performance Information.
 
Response to Item 1 is set forth in Exhibits 99.1.
 
Repurchase Demand Activity (Rule 15Ga-1)
No Activity to Report
Most Recent Form ABS – 15G
Filed by: FIA Card Services, National Association
CIK#: 0000838440
Filing Date: February 14, 2012
 
PART II – OTHER INFORMATION
 
ITEM 8 – Other Information.
 
NOTHING TO REPORT.
 
ITEM 9 – Exhibits.
 
ITEM 9.01 (c) Exhibits.
 
The following is filed as an Exhibits to this Report under Exhibit 99:
 
99.1.
 
 
Series 1997-B Certificateholders' Statement for the month ended February 29, 2012.
 
 
 
SIGNATURES
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
 
Dated: March 15, 2012
 
   
BA MASTER CREDIT CARD TRUST II
                     (Issuing Entity)
FIA CARD SERVICES, NATIONAL ASSOCIATION
                        (Servicer)
   
By:     /s/ Michelle D. Dumont
   
Name:    Michelle D. Dumont
   
Title:     Senior Vice President