IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: IRISH LIFE & PERMANENT PLC
    EUR 50,000,000.00
    MATURING: 03-Sep-2007
    ISSUE DATE: 03-Sep-2004
    ISIN: XS0200159340

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
03-Dec-2004 TO 03-Mar-2005 HAS BEEN FIXED AT 2.204000 PCT.

DAY BASIS 90/360

INTEREST PAYABLE VALUE 03-Mar-2005 WILL AMOUNT TO
EUR 5.51 PER EUR 1,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 020 7508 3858/3855 OR FAX: 44 020 7508 3881.

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