Irish Life & Permanent PLC

RE: IRISH LIFE + PERMANENT PLC
    GBP 2,750,000.00
    MATURING: 23-DEC-2009
    ISSUE DATE:29-JUN-2004
    ISIN: X50195627277

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
23-SEP-2004 TO 23-DEC-2004 HAS BEEN FIXED AT 5.070000 PCT

DAY BASIS 91/365

INTEREST PAYABLE VALUE 23-DEC-2004 WILL AMOUNT TO:
GBP 126.40 PER GBP 10,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881
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