IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: IRISH LIFE & PERMANENT PLC
    EUR 150,000,000.00
    MATURING: 03-Mar-2006
    ISSUE DATE: 03-Mar-2004
    ISIN: XS0187260178

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
03-Sep-2004 TO 03-Dec-2004 HAS BEEN FIXED AT 2.175000 PCT

DAY BASIS 91/360

INTEREST PAYABLE VALUE 03-Dec-2004 WILL AMOUNT TO:
EUR 549.79 PER EUR 100,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 020 7508 3858/3855 OR FAX: 44 020 7508 3881

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