Irish Life & Permanent PLC

RE: IRISH LIFE AND PERMANENT PLC
    EUR 100,000,000.00
    MATURING: 14/Jul/2006
    ISSUE DATE: 14/Jan/2005
    ISIN: XS0209932358

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
16/Jan/2006 TO 18/Apr/2006 HAS BEEN FIXED AT 2.534000 PCT.

DAY BASIS 92/360

INTEREST PAYABLE VALUE 18/Apr/2006 WILL AMOUNT TO
EUR 647.58 PER EUR 100,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 (0)20 7508 3858/3855 OR FAX: 44 (0)20 7508 3881.
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