IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: IRISH LIFE & PERMANENT PLC
    EUR 150,000,000.00
    MATURING: 03/Mar/2006
    ISSUE DATE: 03/Mar/2004
    ISIN: XS0187260179

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
03/Jun/2005 TO 05/Sep/2005 HAS BEEN FIXED AT 2.184000 PCT.

DAY BASIS 94/360

INTEREST PAYABLE VALUE 25/Aug/2005 WILL AMOUNT TO
EUR 570.27 PER EUR 100,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881.

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