Irish Life & Permanent PLC

RE: IRISH LIFE & PERMANENT PLC
    USD 600,000,000.00
    MATURING: MAY 2010
    ISSUE DATE: 25/May/2005
    ISIN: XS0219772257

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
25/May/2005 TO 25/Aug/2005 HAS BEEN FIXED AT 2.251000 PCT.

DAY BASIS 92/360

INTEREST PAYABLE VALUE 25/Aug/2005 WILL AMOUNT TO
USD 5.75 PER USD 1,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881.
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