Irish Life & Permanent PLC

RE: IRISH LIFE & PERMANENT PLC
    EUR 500,000,000.00
    MATURING: 25-Apr-2008
    ISSUE DATE: 25-Apr-2003
    ISIN: XS0167098838

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
25-Jan-2005 TO 25-Apr-2005 HAS BEEN FIXED AT 2.268000 PCT

DAY BASIS 90/360

INTEREST PAYABLE VALUE 25-Apr-2005 WILL AMOUNT TO:
EUR 56.70 PER EUR 10,000.00 DENOMINATION
EUR 567.00 PER EUR 100,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881
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