BXS BancorpSouth Bank

BancorpSouth and PULSE EFT Association have strengthened and expanded their affiliation through an exclusive, long-term agreement. As sole PIN debit network provider for BancorpSouth, PULSE will provide access to electronic funds transfer (EFT) services for the bank�s more than 325,000 debit cardholders in Alabama, Arkansas, Florida, Louisiana, Mississippi, Missouri, Tennessee and Texas. BancorpSouth is a $13 billion financial holding company with 290 commercial banking, mortgage, insurance, trust and broker/dealer locations. In addition to ATM and PIN debit network services, PULSE also provides the bank with gateway access to other networks. �We are honored to be selected by BancorpSouth as its exclusive choice for PIN debit network services,� said Leah Henderson, PULSE executive vice president. �PULSE recognizes the importance of high-quality EFT services to participating financial institutions and their account holders. We are pleased to be able to serve all of BancorpSouth�s debit card customers through this expanded relationship.� Reconfirming the value they were receiving from PULSE, BancorpSouth First Vice President Keith Mansfield said the new long-term agreement was mutually beneficial. �BancorpSouth is steeped in tradition, leadership and innovation,� Mansfield said. �So, it is no surprise we have chosen to expand our agreement with PULSE, one of the industry�s pioneers and leading network providers. We look forward to a growing relationship with PULSE to help further our mission of providing world-class products and services to our customers.� PULSE and BancorpSouth have worked together since 1997, and during that time have maintained a close relationship. Bank Senior Vice President Michael Lindsey serves on the PULSE Operations Committee. About BancorpSouth BancorpSouth, Inc. is a $13 billion-asset bank holding company. The company operates approximately 290 banking and mortgage locations in Alabama, Arkansas, Florida, Louisiana, Mississippi, Missouri, Tennessee and Texas. The company provides traditional banking services, credit cards, mortgages, trust and fiduciary services through its principal subsidiaries BancorpSouth Bank and The Signature Bank. BancorpSouth�s common stock is traded on the New York Stock Exchange under the symbol BXS. About PULSE EFT Association LP PULSE is one of the nation�s leading ATM/debit networks, currently serving more than 4,400 banks, credit unions and savings institutions across the country. PULSE is owned by Discover Financial Services LLC, a business unit of Morgan Stanley (NYSE:MS). The network links cardholders with nearly 260,000 ATMs, as well as POS terminals at retail locations nationwide. The company is also a valued resource for consumer research related to electronic payments and is committed to providing its participants with education on evolving products, services and trends in the payments industry. For more information, visit www.pulse-eft.com.