IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: IRISH LIFE & PERMANENT PLC
GBP 100,000,000.00
MATURING: 25-Feb-2005
ISSUE DATE: 25-Feb-2002
ISIN: XS0143515152

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
25-Nov-2004 TO 25-Feb-2005 HAS BEEN FIXED AT 4.920000 PCT

DAY BASIS 92/365

INTEREST PAYABLE VALUE 25-Feb-2005 WILL AMOUNT TO:
GBP 12.40 PER GBP 1,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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