IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: IRISH LIFE AND PERMANENT PLC
USD 8,676,000.00
MATURING: 30-Jly-2008
ISSUE DATE: 27-Jan-2004
ISIN: XS0184621091

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
29-Oct-2004 TO 31-Jan-2005 HAS BEEN FIXED AT 2.170000 PCT

DAY BASIS 94/360

INTEREST PAYABLE VALUE 31-Jan-2005 WILL AMOUNT TO:
USD 5.62 PER USD 1,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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