Irish Life & Permanent PLC

RE: IRISH LIFE AND PERMANENT PLC
    USD 7,502,000.00
    MATURING: 20-Dec-2006
    ISSUE DATE: 17-Dec-2002
    ISIN: XS0159774693

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
20-Sep-2004 TO 20-Dec-2004 HAS BEEN FIXED AT 1.910000 PCT

DAY BASIS 91/360

INTEREST PAYABLE VALUE 20-Dec-2004 WILL AMOUNT TO:
USD 4.83 PER USD 1,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881
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