Irish Life & Permanent PLC

RE: IRISH LIFE & PERMANENT PLC
    USD 17,649,000.00
    MATURING: 06-Sep-2005
    ISSUE DATE: 04-Sep-2001
    ISIN: XS0135158243

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
07-Jun-2004 TO 07-Sep-2004 HAS BEEN FIXED AT 1.400000 PCT

DAY BASIS 92/360

INTEREST PAYABLE VALUE 07-Sep-2004 WILL AMOUNT TO:
USD 3.58 PER USD 1,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881
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