Irish Life & Permanent PLC

RE: IRISH LIFE AND PERMAMENT PLC
    GBP 500,000,000.00
    MATURING: 16-Jan-2007
    ISSUE DATE: 16-Jan-2004
    ISIN: XS0183844264

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
16-Apr-2004 TO 16-Jly-2004 HAS BEEN FIXED AT 4.445000 PCT

INTEREST PAYABLE VALUE 16-Jly-2004 WILL AMOUNT TO:
GBP 110.52 PER GBP 10,000.00 DENOMINATION
GBP 1,105.18 PER GBP 100,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3857/3855 OR FAX: 44 20 7508 3881
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