Irish Life & Permanent PLC

RE: IRISH LIFE AND PERMAMENT PLC
    USD 5,350,000.00
    MATURING: 18-Jan-2005
    ISSUE DATE: 15-Dec-2000
    ISIN: XS0121987878

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
15-Apr-2004 TO 15-Jly-2004  HAS BEEN FIXED AT 1.110000 PCT

INTEREST PAYABLE VALUE 15-Jly-2004 WILL AMOUNT TO:
USD 2.81 PER USD 1,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3857/3855 OR FAX: 44 20 7508 3881
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